Test Cards, UPI ID and Wallets

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Test Cards

The following table provides details of some of the test cards that you can use to test your integration in the sandbox (Test environment). As Sandbox is a replica of the production environment, you can push the code in production by just replacing account credentials and URLs.

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Note:

The character “X” in the card numbers are placeholders that can be substituted with any number (1-9).

Web Checkout

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Note:

Any value can be used for the name parameter in Test environment.

Credit Card

Payment FlowCard NumberNetworkExpiryCVVOTP
PayU/Merchant Hosted Checkout5123456789012346Mastercard05/25123123456
PayU/Merchant Hosted Checkout4012001037141112VISA05/25123123456
Server-to-Server5497774415170603Mastercard05/25412123456
PayU/Merchant Hosted Checkout6082015309577308RUPAY05/25123123456

Debit Card

Card NumberNetworkExpiryCVVOTP
5118-7000-0000-0003Mastercard05/25123123456
4594-5380-5063-9999VISA05/25123123456

EMI test cards

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Note:

Any value can be used for the name parameter in Test environment.

Payment Flow Card Number Expiry CVV OTP Mobile (mandatory for EMIs)

Kotak Bank DC EMI

4706137805099594
Note: Amount range is : 5000.00 to 10000.00

05/25

any random three-digit number

111111

9123412345

AXIS Bank DC EMI

4011510000000007

05/25

any random three-digit number

123456

8884758579

HDFC Bank CC EMI

4453341065876437

05/25

any random three-digit number

123456

9123412345

ICICI Bank CC EMI

4808557848741463

05/25

any random three-digit number

123456

9123412345

Onecard CC EMI

4010636236612108

05/25

any random three-digit number

123456

9123412345

Axis Bank CC EMI

5241784703665106

05/25

123

123456

9123412345

Standard Chartered CC EMI

5404608014083225

05/25

any random three-digit number

123456

9123412345

HSBC Bank CC EMI

4862696278807023

05/25

any random three-digit number

123456

9123412345

Kotak Bank CC EMI

4363888155006621

05/25

any random three-digit number

123456

9123412345

IndusInd Bank CC EMI

4029706572777150

05/25

any random three-digit number

123456

9123412345

Citibank CC EMI

4550387246273400

05/25

any random three-digit number

123456

9123412345

SBI CC EMI

5264686823451576

05/25

any random three-digit number

123456

9123412345

HSBC Bank CC EMI

4862696278807023

05/25

any random three-digit number

123456

9123412345

Other EMIs

Axio

  • Mob: 9999999999
  • OTP = 123456
  • PAN = XYZPA1234A (for eKYC)
  • DOB = 21-07-1980
  • Aadhaar = 9999 9999 1234
  • Aadhaar OTP = 123456
  • UPI ID - test@upi

International Payments or DCC

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Note:

Any name can be used for the name parameter in Test environment.

CurrencyCard NumberExpiryCVVOTP
USD $475596445358723612/2024596111111
Euro €402041992656693612/2024041111111

Save cards

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Note:

Any value can be used for the name parameter in Test environment.

Card NumberNetworkExpiryCVV
5506900480000008Master Card05/2025123
4895370077346937VISA05/2025123

Test UPI ID

You can use anything@payu or 9999999999@payu as VPA to test your UPI-related integration in the sandbox (Test environment) only for the payment flows involving _payment AP.

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Notes:

Test Net Banking credentials

Use the following credentials for Net Banking in the sandbox:

  • user name: payu
  • password: payu
  • OTP: 123456

The above Net Banking credentials must be used in API Playground.

Test Wallets

VendorMobile NumberOTP
PayTM7777777777 or use card mentioned under Test Cards.888888
AmazonYou can test using your original Amazon account details.
AirtelYou can use your mobile number.

Test BNPL credentials

BNPL ProviderbankcodeTenureMobile NumberCredit Card No.
LazypayLAZYPAYNA9123412345NA
HDFC BankHDFCF1515 days91234123454234567890056334
HDFC BankHDFCF3030 days91234123454234567890056334
HDFC BankHDFCF6060 days91234123454234567890056334
HDFC BankHDFCF9090 days91234123454234567890056334