Test Cards, UPI ID and Wallets
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Test Cards
The following table provides details of some of the test cards that you can use to test your integration in the sandbox (Test environment). As Sandbox is a replica of the production environment, you can push the code in production by just replacing account credentials and URLs.
Note:
The character “X” in the card numbers are placeholders that can be substituted with any number (1-9).
Web Checkout
Note:
Any value can be used for the name parameter in Test environment.
Credit Card
Payment Flow | Card Number | Network | Expiry | CVV | OTP |
---|---|---|---|---|---|
PayU/Merchant Hosted Checkout | 5123456789012346 | Mastercard | 05/25 | 123 | 123456 |
PayU/Merchant Hosted Checkout | 4012001037141112 | VISA | 05/25 | 123 | 123456 |
Server-to-Server | 5497774415170603 | Mastercard | 05/25 | 412 | 123456 |
PayU/Merchant Hosted Checkout | 6082015309577308 | RUPAY | 05/25 | 123 | 123456 |
Debit Card
Card Number | Network | Expiry | CVV | OTP |
---|---|---|---|---|
5118-7000-0000-0003 | Mastercard | 05/25 | 123 | 123456 |
4594-5380-5063-9999 | VISA | 05/25 | 123 | 123456 |
EMI test cards
Note:
Any value can be used for the name parameter in Test environment.
Payment Flow | Card Number | Expiry | CVV | OTP | Mobile (mandatory for EMIs) |
---|---|---|---|---|---|
Kotak Bank DC EMI |
4706137805099594 |
05/25 |
any random three-digit number |
111111 |
9123412345 |
AXIS Bank DC EMI |
4011510000000007 |
05/25 |
any random three-digit number |
123456 |
8884758579 |
HDFC Bank CC EMI |
4453341065876437 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
ICICI Bank CC EMI |
4808557848741463 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
Onecard CC EMI |
4010636236612108 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
Axis Bank CC EMI |
5241784703665106 |
05/25 |
123 |
123456 |
9123412345 |
Standard Chartered CC EMI |
5404608014083225 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
HSBC Bank CC EMI |
4862696278807023 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
Kotak Bank CC EMI |
4363888155006621 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
IndusInd Bank CC EMI |
4029706572777150 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
Citibank CC EMI |
4550387246273400 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
SBI CC EMI |
5264686823451576 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
HSBC Bank CC EMI |
4862696278807023 |
05/25 |
any random three-digit number |
123456 |
9123412345 |
Other EMIs
Axio
- Mob: 9999999999
- OTP = 123456
- PAN = XYZPA1234A (for eKYC)
- DOB = 21-07-1980
- Aadhaar = 9999 9999 1234
- Aadhaar OTP = 123456
- UPI ID - test@upi
International Payments or DCC
Note:
Any name can be used for the name parameter in Test environment.
Currency | Card Number | Expiry | CVV | OTP |
---|---|---|---|---|
USD $ | 4755964453587236 | 12/2024 | 596 | 111111 |
Euro € | 4020419926566936 | 12/2024 | 041 | 111111 |
Save cards
Note:
Any value can be used for the name parameter in Test environment.
Card Number | Network | Expiry | CVV |
---|---|---|---|
5506900480000008 | Master Card | 05/2025 | 123 |
4895370077346937 | VISA | 05/2025 | 123 |
Test UPI ID
You can use anything@payu or 9999999999@payu as VPA to test your UPI-related integration in the sandbox (Test environment) only for the payment flows involving _payment AP.
Notes:
- The anything@payu VPA can be used in the sandbox or API Playground and any other VPA will not work for the_payment only.
- For the Validate VPA Handle API, you can use any valid VPA.
Test Net Banking credentials
Use the following credentials for Net Banking in the sandbox:
- user name: payu
- password: payu
- OTP: 123456
The above Net Banking credentials must be used in API Playground.
Test Wallets
Vendor | Mobile Number | OTP |
---|---|---|
PayTM | 7777777777 or use card mentioned under Test Cards. | 888888 |
Amazon | You can test using your original Amazon account details. | |
Airtel | You can use your mobile number. |
Test BNPL credentials
BNPL Provider | bankcode | Tenure | Mobile Number | Credit Card No. |
---|---|---|---|---|
Lazypay | LAZYPAY | NA | 9123412345 | NA |
HDFC Bank | HDFCF15 | 15 days | 9123412345 | 4234567890056334 |
HDFC Bank | HDFCF30 | 30 days | 9123412345 | 4234567890056334 |
HDFC Bank | HDFCF60 | 60 days | 9123412345 | 4234567890056334 |
HDFC Bank | HDFCF90 | 90 days | 9123412345 | 4234567890056334 |
Updated 6 days ago