Test Cards, UPI ID and Wallets

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Test cards only for Test environment

These test cards, UPI, and Wallet credentials must only be used in the sandbox environment. Using these test cards in production environment may cause validation error.

Test Cards

The following table provides details of some of the test cards that you can use to test your integration in the sandbox (Test environment). As Sandbox is a replica of the production environment, you can push the code in production by just replacing account credentials and URLs.

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Note:

The character “X” in the card numbers are placeholders that can be substituted with any number (1-9).

Web Checkout

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Note:

Any value can be used for the name parameter in Test environment.

Credit Card

Debit Card

EMI test cards

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Note:

Any value can be used for the name parameter in Test environment.

Other EMIs

Axio

• Mob: 9999999999
• OTP = 123456
• PAN = XYZPA1234A (for eKYC)
• DOB = 21-07-1980
• Aadhaar = 9999 9999 1234
• Aadhaar OTP = 123456
• UPI ID - test@upi

International Payments or DCC

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Note:

Any name can be used for the name parameter in Test environment.

Save cards

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Note:

Any value can be used for the name parameter in Test environment.

Test UPI ID

You can use anything@payu or [email protected] as VPA to test your UPI-related integration in the sandbox (Test environment) only for the payment flows involving _payment AP.

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Notes:

• The anything@payu VPA can be used in the sandbox or API Playground and any other VPA will not work for the _payment only.
• For the Validate VPA Handle API, you can use any valid VPA.

Test Net Banking credentials

Use the following credentials for Net Banking in the sandbox:

• user name: payu
• password: payu
• OTP: 123456

The above Net Banking credentials must be used in API Playground.

Test Wallets

Test BNPL credentials