Test Cards, UPI ID and Wallets

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These test cards, UPI, and Wallet credentials must only be used in the sandbox environment. Using these test cards in production environment may cause validation error.

Test Cards

The following table provides details of some of the test cards that you can use to test your integration in the sandbox (Test environment). As Sandbox is a replica of the production environment, you can push the code in production by just replacing account credentials and URLs.

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Note:

The character “X” in the card numbers are placeholders that can be substituted with any number (1-9).

Web Checkout

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Note:

Any value can be used for the name parameter in Test environment.

Credit Card

Payment FlowCard NumberNetworkExpiryCVVOTP
PayU/Merchant Hosted Checkout5123456789012346Mastercard05/25123123456
PayU/Merchant Hosted Checkout4012001037141112VISA05/25123123456
Server-to-Server5497774415170603Mastercard05/25412123456

Debit Card

Card NumberNetworkExpiryCVVOTP
5118-7000-0000-0003Mastercard05/25123123456
4594-5380-5063-9999VISA05/25123123456
6082-0153-0957-7308RUPAY05/25123123456

EMI test cards

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Note:

Any value can be used for the name parameter in Test environment.

Payment FlowCard NumberExpiryCVVOTPMobile (mandatory for EMIs)
Kotak Bank DC EMI4706137805099594
Note: Amount range is : 5000.00 to 10000.00
05/25any random three-digit number1111119123412345
AXIS Bank DC EMI401151000000000705/25any random three-digit number1234568884758579
HDFC Bank CC EMI445334106587643705/25any random three-digit numberany six-digit number9123412345
ICICI Bank CC EMI480855784874146305/25any random three-digit numberany six-digit number9123412345
Onecard CC EMI401063623661210805/25any random three-digit numberany six-digit number9123412345
Axis Bank CC EMI524178470366510605/25any random three-digit numberany six-digit number9123412345
Standard Chartered CC EMI540460801408322505/25any random three-digit numberany six-digit number9123412345
HSBC Bank CC EMI486269627880702305/25any random three-digit numberany six-digit number9123412345
Kotak Bank CC EMI436388815500662105/25any random three-digit numberany six-digit number9123412345
IndusInd Bank CC EMI402970657277715005/25any random three-digit numberany six-digit number9123412345
Citibank CC EMI455038724627340005/25any random three-digit numberany six-digit number9123412345
SBI CC EMI526468682345157605/25any random three-digit numberany six-digit number9123412345
HSBC Bank CC EMI486269627880702305/25any random three-digit numberany six-digit number9123412345

International Payments or DCC

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Notes:

  • Any value can be used for the name parameter in Test environment.
  • The character "X" included in the Card Number column can be substituted with any number from 0-9.
BankCard NumberBrandExpiryCVVOTPMobile (mandatory for EMIs)
Bank OF America402021500767797XVISA05/2024021725356 or
111111
or
098765
9123412345
Choice Bank54265X5211123499Mastercard06/20334991234999123412345
Banco Bilboa Vizcya Argenteria S.A. (BBVA)4632227915XX4830VISA11/20278306648309123412345
Bank of America Merril Lynch International DAC5331416981X47321Mastercard02/20293216473219123412345

Save cards

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Note:

Any value can be used for the name parameter in Test environment.

Card NumberNetworkExpiryCVV
5506900480000008Master Card04/2024123
4895370077346937VISA04/2024123

Test UPI ID

You can use anything@payu or [email protected] as VPA to test your UPI-related integration in the sandbox (Test environment) only for the payment flows involving _payment AP.

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Notes:

Test Net Banking credentials

Use the following credentials for Net Banking in the sandbox:

  • user name: payu
  • password: payu
  • OTP: 123456

The above Net Banking credentials must be used in API Playground.

Test Wallets

VendorMobile NumberOTP
PayTM7777777777 or use card mentioned under Test Cards.888888
AmazonYou can test using your original Amazon account details.
AirtelYou can use your mobile number.

Test BNPL credentials

BNPL ProviderbankcodeTenuerMobile NumberCredit Card No.
LazypayLAZYPAYNATo use your mobile number, contact PayU Support to whitelist your mobile number.NA
HDFC BankHDFCF1515 days91234123454234567890056334
HDFC BankHDFCF3030 days91234123454234567890056334
HDFC BankHDFCF6060 days91234123454234567890056334
HDFC BankHDFCF9090 days91234123454234567890056334