Introduction

International card payments refer to financial transactions where a cardholder makes a purchase using a payment card issued in one country for goods or services from a merchant located in another country. These transactions involve currency conversion and cross-border processing, requiring specialized payment infrastructure to handle the complexities of international commerce.

With PayU’s international card payment solution, businesses can accept payments from cards issued in over 150 countries through major card networks. This enables merchants to expand their business globally while providing customers with a familiar and convenient payment experience regardless of their location.

Check the following video that provides an overview on International Payments:

Why Choose PayU for International Payments?

PayU offers a comprehensive solution for businesses looking to accept payments from customers around the world. Our international payment platform combines global reach with localized expertise to help you expand your business beyond borders.

Key Benefits of PayU’s International Payment Solution

1. International Card Acceptance

Accept all major international cards including Visa, Mastercard, and American Express
Process payments from over 150 countries worldwide

2. Convenient Settlement Options

Flexibility to receive settlements in INR or non-INR currencies based on your business needs
Consolidated reporting across all international transactions

3. Compliant with Global Security Standards

3DS2.0 compliant solution to prevent fraud and secure transactions
Eliminate risk exposure during refunds with advanced security protocols
Adhere to international compliance requirements for cross-border transactions

4. Real-time Transaction Analytics

Track, filter, and analyze your international transactions from the PayU dashboard

5. Real-time Fraud Detection

Evaluate and prevent risk in real-time to protect your business
Customize fraud detection with your own rules as per your business needs

6. Additional Value-Added Features

Dynamic Currency Conversion (DCC): Allow customers to pay in their preferred currency
Multi-Currency Conversion (MCC): Display prices in multiple currencies
EEFC (Exchange Earners’ Foreign Currency Account): Manage foreign currency earnings efficiently
Pre-auth & Capture: Verify card validity before completing transactions

PayU’s international payment solution provides both the technical infrastructure and business tools needed to successfully expand your global footprint while maintaining a seamless customer experience.