Introduction

International card payments refer to financial transactions where a cardholder makes a purchase using a payment card issued in one country for goods or services from a merchant located in another country. These transactions involve currency conversion and cross-border processing, requiring specialized payment infrastructure to handle the complexities of international commerce.

With PayU’s international card payment solution, businesses can accept payments from cards issued in over 150 countries through major card networks. This enables merchants to expand their business globally while providing customers with a familiar and convenient payment experience regardless of their location.

Check the following video that provides an overview on International Payments:

Why Choose PayU for International Payments?

PayU offers a comprehensive solution for businesses looking to accept payments from customers around the world. Our international payment platform combines global reach with localized expertise to help you expand your business beyond borders.

Key Benefits of PayU’s International Payment Solution

1. International Card Acceptance

• Accept all major international cards including Visa, Mastercard, and American Express
• Process payments from over 150 countries worldwide

2. Convenient Settlement Options

• Flexibility to receive settlements in INR or non-INR currencies based on your business needs
• Consolidated reporting across all international transactions

3. Compliant with Global Security Standards

• 3DS2.0 compliant solution to prevent fraud and secure transactions
• Eliminate risk exposure during refunds with advanced security protocols
• Adhere to international compliance requirements for cross-border transactions

4. Real-time Transaction Analytics

• Track, filter, and analyze your international transactions from the PayU dashboard

5. Real-time Fraud Detection

• Evaluate and prevent risk in real-time to protect your business
• Customize fraud detection with your own rules as per your business needs

6. Additional Value-Added Features

• Dynamic Currency Conversion (DCC): Allow customers to pay in their preferred currency
• Multi-Currency Conversion (MCC): Display prices in multiple currencies
• EEFC (Exchange Earners’ Foreign Currency Account): Manage foreign currency earnings efficiently
• Pre-auth & Capture: Verify card validity before completing transactions

PayU’s international payment solution provides both the technical infrastructure and business tools needed to successfully expand your global footprint while maintaining a seamless customer experience.