Workflow for Import

Different parties are involved in the settlement for Cross-Border Payments - Import merchants. Transactional flow has no changes.

PayU has tied up with AD-1 CATEGORY bank to do the settlement. This account is owned/controlled by PayU and acts as an “Import Collection (IC) Account.”

Funds will be transferred by acquirers into PayU’s Nodal only. This is an automated process.
PayU instructs the AD-1 category bank to make the transfer to merchants over a file shared through SFTP. After it is transferred, the AD-1 category bank shares a response file and marks the UTR.
Invoice copies are shared with the AD-1 category bank team every fortnight for the transaction to be settled.

Transactional flows & integrations remain the same for PACB merchants, and merchants need to perform the following:

Merchant has to share invoice numbers in the UDF5 field while doing transactions in real-time.
Post successful transaction, invoice/AWB copy has to be submitted.