EMI Codes

The codesses listed in the section are used as value for the bankcode parameter along with the pg parameter as EMI.

EMI Codes Information

Credit Card EMI Codes

Bank Name	bank_code	Tenure	Interest Rate	Min. Amt.	Max. Amt	Default Processing Fee	Min. Processing Fee
AU Small Finance Bank	AUSF03	3 Months	16%	Rs. 2,000	Rs. 100,000,000	Rs. 199	Rs. 150
AU Small Finance Bank	AUSF06	6 Months	16%	Rs. 2,000	Rs. 100,000,000	Rs. 199	Rs. 100
AU Small Finance Bank	AUSF09	9 Months	16%	Rs. 2,000	Rs. 100,000,000	Rs. 199	Rs. 100
AU Small Finance Bank	AUSF12	12 Months	16%	Rs. 2,000	Rs. 100,000,000	Rs. 199	N/A
AU Small Finance Bank	AUSF18	18 Months	16%	Rs. 2,000	Rs. 100,000,000	Rs. 199	Rs. 100
AU Small Finance Bank	AUSF24	24 Months	16%	Rs. 2,000	Rs. 100,000,000	Rs. 199	Rs. 100
American Express	EMAMEX12	12 Months	14%	Rs. 5,000	Rs. 199	Rs. 99	N/A
American Express	EMIAMEX3	3 Months	14%	Rs. 5,000	Rs. 199	Rs. 99	N/A
American Express	EMIAMEX6	6 Months	14%	Rs. 5,000	Rs. 199	Rs. 99	N/A
American Express	EMIAMEX9	9 Months	14%	Rs. 5,000	Rs. 199	Rs. 99	N/A
Axis Bank	EMIA12	12 Months	16%	Rs. 2,500	Rs. 1,000,000	Rs. 199	Rs. 100
Axis Bank	EMIA18	18 Months	16%	Rs. 2,500	Rs. 1,000,000	Rs. 199	Rs. 100
Axis Bank	EMIA24	24 Months	16%	Rs. 2,500	Rs. 1,000,000	Rs. 199	Rs. 100
Axis Bank	EMIA3	3 Months	16%	Rs. 2,500	Rs. 1,000,000	Rs. 199	Rs. 100
Axis Bank	EMIA6	6 Months	16%	Rs. 2,500	Rs. 1,000,000	Rs. 199	Rs. 100
Axis Bank	EMIA9	9 Months	16%	Rs. 2,500	Rs. 1,000,000	Rs. 199	Rs. 100
BOBCARD	BOBCC02	2 Months	16%	Rs. 2,500	Rs. 199	Rs. 99	N/A
BOBCARD	BOBCC03	3 Months	16%	Rs. 2,500	Rs. 199	Rs. 150	N/A
BOBCARD	BOBCC04	4 Months	16%	Rs. 2,500	Rs. 199	Rs. 99	N/A
BOBCARD	BOBCC05	5 Months	16%	Rs. 2,500	Rs. 199	Rs. 99	N/A
BOBCARD	BOBCC06	6 Months	16%	Rs. 2,500	Rs. 199	Rs. 150	N/A
BOBCARD	BOBCC07	7 Months	16%	Rs. 2,500	Rs. 199	Rs. 99	N/A
BOBCARD	BOBCC08	8 Months	16%	Rs. 2,500	Rs. 199	Rs. 99	N/A
BOBCARD	BOBCC09	9 Months	16%	Rs. 2,500	Rs. 199	Rs. 150	N/A
BOBCARD	BOBCC12	12 Months	16%	Rs. 2,500	Rs. 199	N/A	N/A
BOBCARD	BOBCC18	18 Months	16%	Rs. 2,500	Rs. 199	Rs. 150	N/A
BOBCARD	BOBCC24	24 Months	16%	Rs. 2,500	Rs. 199	Rs. 100	N/A
BOBCARD	BOBCC36	36 Months	16%	Rs. 2,500	Rs. 199	Rs. 150	N/A
CANARA Bank	CANARA03	3 Months	13%	Rs. 5,000	Rs. 2,500,000	2%	Rs. 100
CANARA Bank	CANARA06	6 Months	13%	Rs. 5,000	Rs. 2,500,000	2%	Rs. 100
CANARA Bank	CANARA09	9 Months	13%	Rs. 5,000	Rs. 2,500,000	2%	Rs. 100
CANARA Bank	CANARA12	12 Months	14%	Rs. 5,000	Rs. 2,500,000	2%	Rs. 100
CANARA Bank	CANARA18	18 Months	14%	Rs. 5,000	Rs. 2,500,000	2%	Rs. 100
CANARA Bank	CANARA24	24 Months	14%	Rs. 5,000	Rs. 2,500,000	2%	Rs. 100
Citi-Branded Credit Card	EMI012	12 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
Citi-Branded Credit Card	EMI018	18 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
Citi-Branded Credit Card	EMI024	24 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
Citi-Branded Credit Card	EMI03	3 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
Citi-Branded Credit Card	EMI06	6 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
Citi-Branded Credit Card	EMI09	9 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
DBS Bank	DBS03	3 Months	16%	Rs. 2,500	Rs. 2,500,000	Rs. 299	Rs. 100
DBS Bank	DBS06	6 Months	16%	Rs. 2,500	Rs. 2,500,000	Rs. 299	Rs. 99
DBS Bank	DBS09	9 Months	16%	Rs. 2,500	Rs. 2,500,000	Rs. 299	Rs. 100
DBS Bank	DBS12	12 Months	16%	Rs. 2,500	Rs. 2,500,000	Rs. 299	Rs. 100
DBS Bank	DBS18	18 Months	16%	Rs. 2,500	Rs. 2,500,000	Rs. 299	Rs. 99
DBS Bank	DBS24	24 Months	16%	Rs. 2,500	Rs. 2,500,000	Rs. 299	Rs. 100
Equitas Small Finance Bank	EQUIT03	3 Months	16.5%	Rs. 2,000	Rs. 1,000,000	Rs. 199	Rs. 99
Equitas Small Finance Bank	EQUIT06	6 Months	16%	Rs. 2,000	Rs. 1,000,000	Rs. 199	Rs. 99
Equitas Small Finance Bank	EQUIT09	9 Months	16%	Rs. 2,000	Rs. 1,000,000	Rs. 199	Rs. 99
Equitas Small Finance Bank	EQUIT12	12 Months	16%	Rs. 2,000	Rs. 1,000,000	Rs. 199	Rs. 99
Equitas Small Finance Bank	EQUIT18	18 Months	16%	Rs. 2,000	Rs. 1,000,000	Rs. 199	Rs. 99
Equitas Small Finance Bank	EQUIT24	24 Months	16%	Rs. 2,000	Rs. 1,000,000	Rs. 199	Rs. 99
Equitas Small Finance Bank	EQUIT36	36 Months	16%	Rs. 2,000	Rs. 1,000,000	Rs. 199	Rs. 99
Federal Bank	FDRL03	3 Months	15.99%	Rs. 1,500	Rs. 2,000,000	1%	Rs. 99
Federal Bank	FDRL06	6 Months	15.99%	Rs. 1,500	Rs. 2,000,000	1%	Rs. 99
Federal Bank	FDRL09	9 Months	15.99%	Rs. 1,500	Rs. 2,000,000	1%	Rs. 99
Federal Bank	FDRL12	12 Months	15.99%	Rs. 1,500	Rs. 2,000,000	1%	Rs. 99
Federal Bank	FDRL18	18 Months	15.99%	Rs. 1,500	Rs. 2,000,000	1%	Rs. 99
Federal Bank	FDRL24	24 Months	15.99%	Rs. 1,500	Rs. 2,000,000	1%	Rs. 99
HDFC Bank	EMI	3 Months	16%	Rs. 1,000	Rs. 299	Rs. 99	N/A
HDFC Bank	EMI12	12 Months	16%	Rs. 1,000	Rs. 299	Rs. 99	N/A
HDFC Bank	EMI18	18 Months	16%	Rs. 3,000	Rs. 299	Rs. 99	N/A
HDFC Bank	EMI24	24 Months	16%	Rs. 3,000	Rs. 299	Rs. 99	N/A
HDFC Bank	EMI30	30 Months	16%	Rs. 0	Rs. 299	Rs. 150	N/A
HDFC Bank	EMI36	36 Months	16%	Rs. 30,000	Rs. 299	Rs. 99	N/A
HDFC Bank	EMI48	48 Months	16%	Rs. 40,000	Rs. 299	Rs. 99	N/A
HDFC Bank	EMI6	6 Months	16%	Rs. 1,000	Rs. 299	Rs. 99	N/A
HDFC Bank	EMI9	9 Months	16%	Rs. 1,000	Rs. 299	Rs. 99	N/A
HSBC Bank	EMIHS03	3 Months	15%	Rs. 2,000	Rs. 99	Rs. 150	N/A
HSBC Bank	EMIHS06	6 Months	15%	Rs. 2,000	Rs. 99	Rs. 100	N/A
HSBC Bank	EMIHS09	9 Months	15%	Rs. 2,000	Rs. 99	Rs. 100	N/A
HSBC Bank	EMIHS12	12 Months	15%	Rs. 2,000	Rs. 99	Rs. 100	N/A
HSBC Bank	EMIHS18	18 Months	15%	Rs. 2,000	Rs. 99	Rs. 99	N/A
HSBC Bank	EMIHS24	24 Months	15%	Rs. 2,000	Rs. 99	Rs. 100	N/A
ICICI Bank	EMIIC12	12 Months	15.99%	Rs. 1,500	Rs. 199	Rs. 100	N/A
ICICI Bank	EMIIC18	18 Months	15.99%	Rs. 1,500	Rs. 199	Rs. 99	N/A
ICICI Bank	EMIIC24	24 Months	15.99%	Rs. 1,500	Rs. 199	Rs. 100	N/A
ICICI Bank	EMIIC3	3 Months	15.99%	Rs. 1,500	Rs. 199	Rs. 150	N/A
ICICI Bank	EMIIC6	6 Months	15.99%	Rs. 1,500	Rs. 199	Rs. 100	N/A
ICICI Bank	EMIIC9	9 Months	15.99%	Rs. 1,500	Rs. 199	Rs. 100	N/A
IDBI Bank	IDBI03	3 Months	13%	Rs. 3,000	Rs. 150	N/A	N/A
IDBI Bank	IDBI06	6 Months	13%	Rs. 3,000	Rs. 100	N/A	N/A
IDBI Bank	IDBI09	9 Months	13%	Rs. 3,000	Rs. 100	N/A	N/A
IDBI Bank	IDBI12	12 Months	13%	Rs. 3,000	Rs. 99	N/A	N/A
IDBI Bank	IDBI18	18 Months	13%	Rs. 3,000	Rs. 150	N/A	N/A
IDBI Bank	IDBI24	24 Months	13%	Rs. 3,000	Rs. 99	N/A	N/A
IDBI Bank	IDBI30	30 Months	13%	Rs. 3,000	Rs. 150	N/A	N/A
IDBI Bank	IDBI36	36 Months	13%	Rs. 3,000	Rs. 150	N/A	N/A
IDFC FIRST Bank	IDFC03	3 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IDFC FIRST Bank	IDFC06	6 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IDFC FIRST Bank	IDFC09	9 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IDFC FIRST Bank	IDFC12	12 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IDFC FIRST Bank	IDFC15	15 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IDFC FIRST Bank	IDFC18	18 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IDFC FIRST Bank	IDFC24	24 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IDFC FIRST Bank	IDFC36	36 Months	16%	Rs. 2,500	Rs. 100,000,000	Rs. 249	Rs. 99
IndusInd Bank	EMIIND12	12 Months	16%	Rs. 2,000	Rs. 249	Rs. 100	N/A
IndusInd Bank	EMIIND18	18 Months	16%	Rs. 2,000	Rs. 249	Rs. 99	N/A
IndusInd Bank	EMIIND24	24 Months	16%	Rs. 2,000	Rs. 249	Rs. 100	N/A
IndusInd Bank	EMIIND3	3 Months	16%	Rs. 2,000	Rs. 249	Rs. 150	N/A
IndusInd Bank	EMIIND36	36 Months	16%	Rs. 2,000	Rs. 249	Rs. 150	N/A
IndusInd Bank	EMIIND6	6 Months	16%	Rs. 2,000	Rs. 249	Rs. 150	N/A
IndusInd Bank	EMIIND9	9 Months	16%	Rs. 2,000	Rs. 249	Rs. 150	N/A
Kotak Mahindra Bank	EMIK12	12 Months	16%	Rs. 2,500	Rs. 249	Rs. 100	N/A
Kotak Mahindra Bank	EMIK18	18 Months	16%	Rs. 2,500	Rs. 249	Rs. 99	N/A
Kotak Mahindra Bank	EMIK24	24 Months	16%	Rs. 2,500	Rs. 249	Rs. 150	N/A
Kotak Mahindra Bank	EMIK3	3 Months	16%	Rs. 1,000	Rs. 249	Rs. 150	N/A
Kotak Mahindra Bank	EMIK36	36 Months	16%	Rs. 0	Rs. 249	Rs. 150	N/A
Kotak Mahindra Bank	EMIK6	6 Months	16%	Rs. 2,500	Rs. 249	Rs. 150	N/A
Kotak Mahindra Bank	EMIK9	9 Months	16%	Rs. 2,500	Rs. 249	Rs. 150	N/A
OneCard	ONEC03	3 Months	16%	Rs. 2,500	Rs. 1	Rs. 150	N/A
OneCard	ONEC06	6 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
OneCard	ONEC09	9 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
OneCard	ONEC12	12 Months	16%	Rs. 2,500	Rs. 1	Rs. 99	N/A
OneCard	ONEC18	18 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
OneCard	ONEC24	24 Months	16%	Rs. 2,500	Rs. 1	Rs. 100	N/A
RBL Bank	EMIRBL12	12 Months	15%	Rs. 2,500	Rs. 1	Rs. 150	N/A
RBL Bank	EMIRBL18	18 Months	15%	Rs. 2,500	Rs. 1	Rs. 150	N/A
RBL Bank	EMIRBL24	24 Months	15%	Rs. 2,500	Rs. 1	Rs. 150	N/A
RBL Bank	EMIRBL3	3 Months	13%	Rs. 2,500	Rs. 1	Rs. 150	N/A
RBL Bank	EMIRBL6	6 Months	14%	Rs. 2,500	Rs. 1	Rs. 150	N/A
RBL Bank	EMIRBL9	9 Months	15%	Rs. 2,500	Rs. 1	Rs. 150	N/A
Standard Chartered Bank	EMISCB12	12 Months	15%	Rs. 2,500	Rs. 1	Rs. 150	N/A
Standard Chartered Bank	EMISCB18	18 Months	15%	Rs. 2,500	Rs. 1	Rs. 99	N/A
Standard Chartered Bank	EMISCB24	24 Months	15%	Rs. 2,500	Rs. 1	Rs. 150	N/A
Standard Chartered Bank	EMISCB3	3 Months	11.88%	Rs. 2,500	Rs. 1	Rs. 150	N/A
Standard Chartered Bank	EMISCB6	6 Months	14%	Rs. 2,500	Rs. 1	Rs. 150	N/A
Standard Chartered Bank	EMISCB9	9 Months	15%	Rs. 2,500	Rs. 1	Rs. 150	N/A
State Bank of India	SBI03	3 Months	16.5%	Rs. 2,500	Rs. 99	N/A	N/A
State Bank of India	SBI06	6 Months	15.5%	Rs. 2,500	Rs. 99	Rs. 150	N/A
State Bank of India	SBI09	9 Months	15.75%	Rs. 2,500	Rs. 99	Rs. 150	N/A
State Bank of India	SBI12	12 Months	15.75%	Rs. 2,500	Rs. 99	Rs. 99	N/A
State Bank of India	SBI18	18 Months	16%	Rs. 10,000	Rs. 199	Rs. 100	N/A
State Bank of India	SBI24	24 Months	16%	Rs. 10,000	Rs. 199	Rs. 150	N/A
Yes Bank	EMIY03	3 Months	16%	Rs. 1,500	Rs. 249	Rs. 150	N/A
Yes Bank	EMIY06	6 Months	16%	Rs. 1,500	Rs. 249	Rs. 99	N/A
Yes Bank	EMIY09	9 Months	16%	Rs. 1,500	Rs. 249	Rs. 99	N/A
Yes Bank	EMIY12	12 Months	16%	Rs. 1,500	Rs. 249	Rs. 150	N/A
Yes Bank	EMIY18	18 Months	16%	Rs. 1,500	Rs. 249	Rs. 150	N/A
Yes Bank	EMIY24	24 Months	16%	Rs. 1,500	Rs. 249	Rs. 99	N/A

Debit Card EMI Codes

Bank Name	bank_code	Tenure	Interest Rate	Min. Amt.	Max. Amt.	Default Processing Fee
HDFC Bank	HDFCD03	3 Months	16%	Rs. 3,000	Rs. 500,000	Rs. 299
HDFC Bank	HDFCD06	6 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Bank	HDFCD09	9 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Bank	HDFCD12	12 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Bank	HDFCD18	18 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Bank	HDFCD24	24 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Bank	HDFCD36	36 Months	16%	Rs. 30,000	Rs. 500,000	Rs. 299
HDFC Bank	HDFCD48	48 Months	16%	Rs. 40,000	Rs. 500,000	Rs. 299
ICICI Bank	ICICID03	3 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 199
ICICI Bank	ICICID06	6 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 199
ICICI Bank	ICICID09	9 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 199
ICICI Bank	ICICID12	12 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 199

Cardless EMI Codes

Bank Name	bank_code	Tenure	Interest Rate	Min. Amt.	Max. Amt.	Default Processing Fee
Axio	AXIO	Axio	99%	Rs. 60,000	N/A	N/A
Axio	AXIO03	3 Months	99%	Rs. 60,000	N/A	N/A
Axio	AXIO06	6 Months	99%	Rs. 60,000	N/A	N/A
Axio	AXIO09	9 Months	99%	Rs. 60,000	N/A	N/A
Axio	AXIO12	12 Months	99%	Rs. 60,000	N/A	N/A
Axio	AXIO18	18 Months	99%	Rs. 60,000	N/A	N/A
Axio	AXIO24	24 Months	99%	Rs. 60,000	N/A	N/A
HDFC Cardless EMI	HDFCCL03	3 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Cardless EMI	HDFCCL06	6 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Cardless EMI	HDFCCL09	9 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Cardless EMI	HDFCCL12	12 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
HDFC Cardless EMI	HDFCCL18	18 Months	16%	Rs. 5,000	Rs. 500,000	Rs. 299
Home Credit Ujjwal EMI Card	HMECDT03	3 Months	25%	Rs. 2,000	Rs. 99,999,999	Rs. 249
Home Credit Ujjwal EMI Card	HMECDT06	6 Months	25%	Rs. 2,000	Rs. 99,999,999	Rs. 249
Home Credit Ujjwal EMI Card	HMECDT09	9 Months	25%	Rs. 2,000	Rs. 99,999,999	Rs. 249
Home Credit Ujjwal EMI Card	HMECDT12	12 Months	25%	Rs. 2,000	Rs. 99,999,999	Rs. 249
LazyPay EMI	LPEMI	LazyPay Emi	3000%	Rs. 100,000	N/A	N/A
LazyPay EMI	LPEMI03	3 Months	3000%	Rs. 60,000	N/A	N/A
LazyPay EMI	LPEMI06	6 Months	6000%	Rs. 100,000	N/A	N/A
LazyPay EMI	LPEMI09	9 Months	15000%	Rs. 100,000	N/A	N/A
LazyPay EMI	LPEMI12	12 Months	3000%	Rs. 100,000	N/A	N/A
Liquiloans	LIQUIL06	6 Months	10000%	Rs. 1,000,000	N/A	N/A
SIMPL - Pay in 3	SMPI03	3 Months	3%	Rs. 25,000	N/A	N/A

UPI CC EMI Codes

Bank or Institutions	bankcode	Tenure
Axis Bank	INTAX03	3 Months
Axis Bank	INTAX06	6 Months
Axis Bank	INTAX09	9 Months
Axis Bank	INTAX12	12 Months
Axis Bank	INTAX24	24 Months
Axis Bank	UPIAX03	3 Months
Axis Bank	UPIAX06	6 Months
Axis Bank	UPIAX09	9 Months
Axis Bank	UPIAX12	12 Months
Axis Bank	UPIAX24	24 Months
Yes Bank	INTYES03	3 Months
Yes Bank	INTYES06	6 Months
Yes Bank	INTYES09	9 Months
Yes Bank	INTYES12	12 Months
Yes Bank	INTYES18	18 Months
Yes Bank	INTYES24	24 Months
Yes Bank	UPIYES03	3 Months
Yes Bank	UPIYES06	6 Months
Yes Bank	UPIYES09	9 Months
Yes Bank	UPIYES12	12 Months
Yes Bank	UPIYES18	18 Months
Yes Bank	UPIYES24	24 Months

Other EMI Codes

Bank or Institutions	bankcode	Tenure	Interest Rate	Min. Amt.	Max. Amt.
Bajaj Finserv Limited	BAJFIN03	3 Months	No-Cost EMI	Rs. 5,020	Rs. 30,000
Bajaj Finserv Limited	BAJFIN04	4 Months	No-Cost EMI	Rs. 3,500	Rs. 30,000
Bajaj Finserv Limited	BAJFIN06	6 Months	No-Cost EMI	Rs. 4,980	Rs. 60,000
Bajaj Finserv Limited	BAJFIN08	8 Months	No-Cost EMI	Rs. 11,999	Rs. 60,000
Bajaj Finserv Limited	BAJFIN09	9 Months	No-Cost EMI	Rs. 7,470	Rs. 90,000
Bajaj Finserv Limited	BAJFIN12	12 Months	No-Cost EMI	Rs. 9,960	Rs. 120,000
Bajaj Finserv Limited	BAJFIN15	15 Months	No-Cost EMI	Rs. 22,500	Rs. 150,000
Bajaj Finserv Limited	BAJFIN18	18 Months	No-Cost EMI	Rs. 14,940	Rs. 180,000

Updated 12 days ago