Integration Guide

EMI Payment Integration

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The section describes the following methods to collect payments with EMI:

EMI

To pay using EMI, perform the following steps.

  1. Set the EMI parameter for instance:
    self.paymentParamForPassing.bankCode = @"EMI03";//BankCode
    self.paymentParamForPassing.expiryYear = @"2019";
    self.paymentParamForPassing.expiryMonth = @"12";
    self.paymentParamForPassing.nameOnCard = @"test";
    self.paymentParamForPassing.cardNumber = @"5123456789012346";
    self.paymentParamForPassing.CVV = @"123";

paymentParamForPassing.bankCode = "EMI03" //BankCode
paymentParamForPassing.expiryYear = "2019"
paymentParamForPassing.expiryMonth = "12"
paymentParamForPassing.nameOnCard = "test"
paymentParamForPassing.cardNumber = "5123456789012346"
paymentParamForPassing.cvv = "123"
  1. Get the request by using the createRequestWithPaymentParam method for instance.
self.createRequest = [PayUCreateRequest new];
[self.createRequest createRequestWithPaymentParam:self.paymentParamForPassing forPaymentType:PAYMENT_PG_EMI withCompletionBlock:^(NSMutableURLRequest *request, NSString *postParam, NSString *error) {
    if (error == nil) {
            //It is good to go state. You can use request parameter in webview to open Payment Page
    }
    else{
     //Something went wrong with Parameter, error contains the error Message string

    }
}];

createRequest.createRequest(withPaymentParam: paymentParamForPassing, forPaymentType: PAYMENT_PG_EMI, withCompletionBlock: { request, postParam, error in
if error == nil {
//It is good to go state. You can use request parameter in webview to open Payment Page
} else {
//Something went wrong with Parameter, error contains the error Message string
}
})

Cardless EMI

To Pay using CardlessEMI, you need to set a parameter similar to the following code snippet:

    self.paymentParamForPassing.bankCode = @"ZESTMON";//BankID
    self.paymentParamForPassing.isCardlessEMI = true;
    self.paymentParamForPassing.phoneNumber = @"9999999999";
    

paymentParamForPassing.bankCode = "ZESTMON" //BankID
paymentParamForPassing.isCardlessEMI = true
paymentParamForPassing.phoneNumber = "99999999"

Subvention EMI

To pay using Subvention EMI, perform the following steps.

  1. Set the value of the subventionAmount parameter of paymentParams:
    self.paymentParamForPassing.bankCode = @"EMI03";//BankCode
    self.paymentParamForPassing.expiryYear = @"2019";
    self.paymentParamForPassing.expiryMonth = @"12";
    self.paymentParamForPassing.nameOnCard = @"test";
    self.paymentParamForPassing.cardNumber = @"5123456789012346";
    self.paymentParamForPassing.CVV = @"123";

    self.paymentParamForPassing.subventionAmount = @"3000";

paymentParamForPassing.bankCode = "EMI03" //BankCode
paymentParamForPassing.expiryYear = "2019"
paymentParamForPassing.expiryMonth = "12"
paymentParamForPassing.nameOnCard = "test"
paymentParamForPassing.cardNumber = "5123456789012346"
paymentParamForPassing.cvv = "123"
paymentParamForPassing.subventionAmount = "3000"
  1. Get the request by using thecreateRequestWithPaymentParam method as follows:
Get the request by using createRequestWithPaymentParam method as follows:

createRequest.createRequest(withPaymentParam: paymentParamForPassing, forPaymentType: PAYMENT_PG_EMI, withCompletionBlock: { request, postParam, error in
    if error == nil {
        //It is good to go state. You can use request parameter in webview to open Payment Page
    } else {
        //Something went wrong with Parameter, error contains the error Message string
    }
})

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Hashing format of a subvention transaction

If subventionAmount is passed, the hash formula for payment hash will be similar to the following format: sha512(key|txnid|amount|productinfo|firstname|email|udf1|udf2|udf3|udf4|udf5||||||SALT|SubventionAmount)

Fetch a List of No-Cost EMI-supporting banks

Pass the value for the subventionEligibility parameter as “all” in the Fetch Payment Option WebService. For more information refer to Web Services for Core.

Updated 6 days ago