Integration Guide
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Create a No-Cost EMI Offer

Create a No-Cost EMI offer as described in this section and then you can collect payments from your customers using PayU Hosted (Non-seamless) or Merchant Hosted (Seamless) Checkout integration as described in the following sections:

Steps to Create a No-Cost EMI Offer

  1. Add the basic details
  2. Configure payment modes
  3. Include the Offer rules
  4. Configure Offer Subvention Details
  5. Review of the Offer

Step 1: Add the basic details

  1. Navigate to .Offers Dashboard.

  2. Click Create an Offer at the top-right corner.

    The Create New Offer page is displayed.

  3. Select No Cost EMI as the discount type.

 The Basic Offer Details page is displayed.

  1. Add the basic details. For more information, refer to Create an Instant Discount or Cashback Offer.

  2. After you complete the above details and click Save & Process.

    The Payment Options page is displayed.

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Note

When you are creating an offer, you can choose to save the incomplete offer details in the Draft state using the Save as Draft & Exit button at the top-right corner and publish it later.

Step 2: Configure payment modes

  1. Click the Allow Downpayment with No Cost EMI toggle button to show the EMI options which are eligible for downpayment in the next two steps.

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Note:

The Downpayment Eligible label in green colour is displayed next to the Credit Card Name column similar to the following screenshot as it is applicable only. This is not applicable for Debit Card or Cardless, so they are displayed in yellow colour.

  1. For each of the following sub tabs, select the desired item on first column and Tenures column on which you wish to enable the offer. You can select all tenures of a specific bank and choose specific tenures for each bank.
    • Credit Card
    • Debit Card
    • Cardless
  2. Select the Set an exclusion/inclusion bin for the offer check box to include/exclude the offer on a select list of BINs on the banks that were selected in Step 1 (of Configure payment modes) using the following steps in each Exclusion Bin and Inclusion Bin sub tabs:
    • Click Download Sample File if you are not having the sample file or CSV file template. The CSV file contains some sample BIN numbers (first 6 digits of Debit Card or Credit Cards), which you need to update according to your requirements.
    • Update the CSV or text file to include the BIN details. For updating the CSV file, you can use Microsoft Excel or any other Spreadsheet tool. 
    • Click the browse button in the Add a list of bins that you want to include or exclude on offer to upload the updated CSV file.
  1. Select Yes in the Subvent GST if you wish to collect GST for the subvention amount.
  2. Click Next.

The Enter details of your Offer page is displayed

Step 3: Include the Offer rules

  1. Enter the offer rules and limitations on the Set Offer Rules page. For more information, refer to Create an Instant Discount or Cashback Offer.

  2. After you complete the above details and click Next.

    The Subvention Details page is displayed.

Step 4: Configure Offer Subvention Details

  1. Enter the subvention details in the Subvention Details page. For more information, refer to refer to Create an Instant Discount or Cashback Offer.
  2. After you complete the above details and click Next.

The Preview Details page is displayed

Step 5: Review of the Offer

The Preview Details page summarizes the details you provided in Step 2 to Step 4.

  1. Review all the configurations added before you make the offer available to your customers.
  2. Click the Edit button to return back to the corresponding page and update the configuration.
  1. Click Publish to make it available to customers.

Updated 18 days ago