Test Cards, UPI ID and Wallets
Test cards only for Test environment
These test cards, UPI, and Wallet credentials must only be used in the sandbox environment. Using these test cards in production environment may cause validation error.
Test Cards
The following table provides details of some of the test cards that you can use to test your integration in the sandbox (Test environment). As Sandbox is a replica of the production environment, you can push the code in production by just replacing account credentials and URLs.
Note:
The character “X” in the card numbers are placeholders that can be substituted with any number (1-9).
Web Checkout
Note:
Any value can be used for the name parameter in Test environment.
Credit Card
| Payment Flow | Card Number | Network | Expiry | CVV | OTP |
|---|---|---|---|---|---|
| PayU/Merchant Hosted Checkout | 5123456789012346 | Mastercard | 05/25 | 123 | 123456 |
| PayU/Merchant Hosted Checkout | 4012001037141112 | VISA | 05/25 | 123 | 123456 |
| Server-to-Server | 5497774415170603 | Mastercard | 05/25 | 412 | 123456 |
Debit Card
| Card Number | Network | Expiry | CVV | OTP |
|---|---|---|---|---|
| 5118-7000-0000-0003 | Mastercard | 05/25 | 123 | 123456 |
| 4594-5380-5063-9999 | VISA | 05/25 | 123 | 123456 |
| 6082-0153-0957-7308 | RUPAY | 05/25 | 123 | 123456 |
EMI test cards
Note:
Any value can be used for the name parameter in Test environment.
| Payment Flow | Card Number | Expiry | CVV | OTP | Mobile (mandatory for EMIs) |
|---|---|---|---|---|---|
| Kotak Bank DC EMI | 4706137805099594 Note: Amount range is : 5000.00 to 10000.00 | 05/25 | any random three-digit number | 111111 | 9123412345 |
| AXIS Bank DC EMI | 4011510000000007 | 05/25 | any random three-digit number | 123456 | 8884758579 |
| HDFC Bank CC EMI | 4453341065876437 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| ICICI Bank CC EMI | 4808557848741463 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| Onecard CC EMI | 4010636236612108 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| Axis Bank CC EMI | 5241784703665106 | 05/25 | 123 | 123456 | 9123412345 |
| Standard Chartered CC EMI | 5404608014083225 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| HSBC Bank CC EMI | 4862696278807023 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| Kotak Bank CC EMI | 4363888155006621 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| IndusInd Bank CC EMI | 4029706572777150 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| Citibank CC EMI | 4550387246273400 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| SBI CC EMI | 5264686823451576 | 05/25 | any random three-digit number | 123456 | 9123412345 |
| HSBC Bank CC EMI | 4862696278807023 | 05/25 | any random three-digit number | 123456 | 9123412345 |
Other EMIs
Axio
- Mob: 9999999999
- OTP = 123456
- PAN = XYZPA1234A (for eKYC)
- DOB = 21-07-1980
- Aadhaar = 9999 9999 1234
- Aadhaar OTP = 123456
- UPI ID - test@upi
International Payments or DCC
Note:
Any name can be used for the name parameter in Test environment.
| Currency | Card Number | Expiry | CVV | OTP |
|---|---|---|---|---|
| USD $ | 4755964453587236 | 12/2024 | 596 | 111111 |
| Euro € | 4020419926566936 | 12/2024 | 041 | 111111 |
Save cards
Note:
Any value can be used for the name parameter in Test environment.
| Card Number | Network | Expiry | CVV |
|---|---|---|---|
| 5506900480000008 | Master Card | 05/2025 | 123 |
| 4895370077346937 | VISA | 05/2025 | 123 |
Test UPI ID
You can use anything@payu or [email protected] as VPA to test your UPI-related integration in the sandbox (Test environment) only for the payment flows involving _payment AP.
Notes:
- The anything@payu VPA can be used in the sandbox or API Playground and any other VPA will not work for the _payment only.
- For the Validate VPA Handle API, you can use any valid VPA.
Test Net Banking credentials
Use the following credentials for Net Banking in the sandbox:
- user name: payu
- password: payu
- OTP: 123456
The above Net Banking credentials must be used in API Playground.
Test Wallets
| Vendor | Mobile Number | OTP |
|---|---|---|
| PayTM | 7777777777 or use card mentioned under Test Cards. | 888888 |
| Amazon | You can test using your original Amazon account details. | |
| Airtel | You can use your mobile number. |
Test BNPL credentials
| BNPL Provider | bankcode | Tenure | Mobile Number | Credit Card No. |
|---|---|---|---|---|
| Lazypay | LAZYPAY | NA | To use your mobile number, contact PayU Support to whitelist your mobile number. | NA |
| HDFC Bank | HDFCF15 | 15 days | 9123412345 | 4234567890056334 |
| HDFC Bank | HDFCF30 | 30 days | 9123412345 | 4234567890056334 |
| HDFC Bank | HDFCF60 | 60 days | 9123412345 | 4234567890056334 |
| HDFC Bank | HDFCF90 | 90 days | 9123412345 | 4234567890056334 |
Updated 3 months ago