eNACH Supported Banks and Verification Modes
This page provides the list of eNACH supported bank and their verification methods including NetBanking, Debit Card, and Aadhaar-based authentication. Below are the available APIs:
- Use the Get Enabled Banks API to retrieve the list of supported banks along with their consent transaction and TPV bank codes.
- Use the Get Verification Methods for a Bank API to check the verification methods supported by a specific bank before initiating mandate registration flows.
Watch Out!These APIs return only the banks activated for the merchant. For example, if only 280 banks are activated for a Merchant ID, the APIs return details of only those 280 banks.
Get Enabled Banks
Use this API to fetch a list of eNACH enabled banks. This API returns all supported banks for the merchant.
Method
GET
Endpoint
/enach/bank-supported-verification-modes?merchant_id=134220
Environment
| Test Environment | https://test.payu.in |
| Production Environment | https://info.payu.in |
Sample Request
Request Payload
curl --location -g --request GET \
'https://subscription_service/api/v1/enach/bank-supported-verification-modes?merchant_id=MERCHANT_ID' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer `{access_token}`'Sample Response
Response Payload
{
"status":"SUCCESS",
"code":null,
"message":"ENACH-enabled banks fetched successfully",
"data":[
{
"bankCode":"BURX",
"bankName":"THE BURDWAN CENTRAL CO OP BANK LTD",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"KRDX",
"bankName":"THE KRISHNA DISTRICT CO OP BANK",
"netBankingSupported":false,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"DGBX",
"bankName":"TELANGANA GRAMEENA BANK",
"netBankingSupported":false,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"KUKX",
"bankName":"THE KUKARWADA NAGARIK SAHAKARI BANK LTD",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"AKOX",
"bankName":"THE AKOLA URBAN CO OP BANK LTD",
"netBankingSupported":true,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"KCCB",
"bankName":"THE KALUPUR COMMERCIAL CO OP BANK",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"IUCB",
"bankName":"INTEGRAL URBAN CO OP BANK LTD",
"netBankingSupported":false,
"debitCardSupported":true,
"aadhaarSupported":false
},
{
"bankCode":"JSFB",
"bankName":"JANA SMALL FINANCE BANK LTD",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"CGBX",
"bankName":"CHHATTISGARH GRAMIN BANK",
"netBankingSupported":false,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"BRMX",
"bankName":"BRAMHAPURI URBAN CO OP BANK LTD",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"NGSB",
"bankName":"NAGPUR NAGARIK SAHAKARI BANK LTD",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"HPSX",
"bankName":"THE HIMACHAL PRADESH STATE CO OP BANK LTD",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"MGBX",
"bankName":"MAHARASHTRA GRAMIN BANK",
"netBankingSupported":false,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"HSBC",
"bankName":"THE HONGKONG AND SHANGHAI BANKING CORPORATION LTD",
"netBankingSupported":true,
"debitCardSupported":false,
"aadhaarSupported":false
},
{
"bankCode":"PSIB",
"bankName":"PUNJAB AND SIND BANK",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"SCBL",
"bankName":"STANDARD CHARTERED BANK",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":false
},
{
"bankCode":"UCUX",
"bankName":"UNIVERSAL CO OP URBAN BANK LTD",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"ESAF",
"bankName":"ESAF SMALL FINANCE BANK LTD",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"MDGX",
"bankName":"RAJASTHAN GRAMIN BANK",
"netBankingSupported":false,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"ESFB",
"bankName":"EQUITAS SMALL FINANCE BANK LTD",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"CNRB",
"bankName":"CANARA BANK",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":true
},
{
"bankCode":"KAYX",
"bankName":"THE KANYAKUMARI DISTRICT CENTRAL CO OP BANK",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
},
{
"bankCode":"DCKX",
"bankName":"THE DISTRICT CO OP CENTRAL BANK LTD KURNOOL",
"netBankingSupported":false,
"debitCardSupported":false,
"aadhaarSupported":true
}
]
}Query Parameter
Mandatory ParametersParameters marked with * are mandatory.
| Parameter | Description |
|---|---|
merchant_id* | string The unique merchant ID for which the supported bank list to be fetched. For example 134220. |
Response Parameters
| Parameter | Description |
|---|---|
status | string The status of the API. Possible values:
|
code | string The error code. |
message | string The response message. |
data | array The list of banks and details. Parameters are described in the data Object section. |
data Object Parameters
data Object ParametersParameters and Description
| Parameter | Description |
|---|---|
bankCode | string The unique bank identifier. |
bankName | string The bank name. |
netBankingSupported | boolean Determines whether the NetBanking verification is supported. |
debitCardSupported | boolean Determines whether the debit card verification is supported. |
aadhaarSupported | boolean Determines whether the Aadhaar-based verification is supported. |
Get Verification Methods for a Bank
Use this API to fetch supported verification modes for a specific bank.
Method
GET
Endpoint
/enach/bank-supported-verification-modes
Sample Request
Request Payload
curl --location -g --request GET \
'https://subscription_service/api/v1/enach/bank-supported-verification-modes?merchant_id=134220&bank_code=HDFC' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer `{access_token}`'Sample Response
Response Payload
{
"status":"SUCCESS",
"code":null,
"message":"Verification mode fetched successfully",
"data":{
"bankCode":"HDFC",
"bankName":"HDFC BANK LTD",
"netBankingSupported":true,
"debitCardSupported":true,
"aadhaarSupported":true
}
}{
"status":"FAILED",
"code":"BANK_NOT_FOUND",
"message":"No ENACH-enabled bank found for code: EFGH",
"data":null
}Query Parameters
Mandatory ParametersParameters marked with * are mandatory.
| Parameters | Description |
|---|---|
merchant_id* | number A unique identifier of the merchant. For example 134220. |
bank_code* | string The bank code. For example HDFC. |
Response Parameters
| Parameters | Description |
|---|---|
status | string The status of the API. Possible values:
|
code | string The error code. |
message | string The response message. |
data | array The list of banks and details. Parameters are described in the data Object section. |
data Object Parameters
data Object ParametersParameters and Description
| Parameter | Description |
|---|---|
bankCode | string The unique bank identifier. |
bankName | string The bank name. |
netBankingSupported | boolean Determines whether the NetBanking verification is supported. |
debitCardSupported | boolean Determines whether the debit card verification is supported. |
aadhaarSupported | boolean Determines whether the Aadhaar-based verification is supported. |
Updated about 10 hours ago