Integrate PayU Hosted Checkout

PayU’s _payment API supports LRS transactions by capturing the following information in addition to the typical PayU Hosted Checkout transaction for cross-border paymentsL

LRS Service Type - Mandatory for LRS transactions
PAN of Buyer - Mandatory for LRS transactions, will be captured on PayU page if not sent in the request
First Name, Last Name of Buyer (as on PAN) - Mandatory for LRS transactions, will be captured on PayU page if not sent in the request
Date of Birth of Buyer - Mandatory for LRS transactions, will be captured on PayU page if not sent in the request

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Reference:
For the customer journey for PayU Hosted Integration with Cross-Border payments with LRS, refer to Customer Journey - PayU Hosted Checkout with LRS Integration.

The steps to integrate involves:

Request Payment with PayU
Check response from PayU
Verify the Payment

Step 1: Request Payment with PayU

The following parameters (mandatory) must be posted using any of the following seamless integration and refer to the corresponding section of Web Checkout Integration documentation for the complete list of parameters to be posted:

Request parameters

Environment


Test Environment	<https://test.payu.in/_payment>
Production Environment	<https://secure.payu.in/_payment>

Parameter	Description	Example
key `mandatory`	`String`Merchant key provided by PayU during onboarding.	JPg****f
txnid `mandatory`	`String`The transaction ID is a reference number for a specific order that is generated by the merchant.	ypl938459435
amount	`String`The transaction amount.	100.00
productinfo `mandatory`	`String`A brief description of the product.	iPhone
firstname `mandatory`	`String` The first name of the customer.	Ashish
lastname `mandatory`	`String` The last name of the customer.	Kumar
email `mandatory`	`String`The email address of the customer.	[email protected]
phone `mandatory`	`String`The phone number of the customer.
address1 `mandatory`	`String` The first line of the billing address. H.No- 17, Block C, Kalyan Bldg, Khardilkar Road, Mumbai Note*: This information is helpful when it comes to issues related to fraud detection and chargebacks. Hence, it is must to provide the correct information.	34 Saikripa-Estate, Tilak Nagar
address2 `mandatory`	`String` The second line of the billing address.
city `mandatory`	`String` The city where your customer resides as part of the billing address.	Mumbai
state `mandatory`	`String` The state where your customer resides as part of the billing address,	Maharashtra
country `mandatory`	`String` The country where your customer resides.	India
zipcode `mandatory`	`String` Billing address zip code is mandatory for the cardless EMI option. `Character Limit-20	400004
surl `mandatory`	`String` The success URL, which is the page PayU will redirect to if the transaction is successful.
furl `mandatory`	`String`The Failure URL, which is the page PayU will redirect to if the transaction is failed.
udf1 `conditional`	`String` The Permanent Account Number of the buyer must be collected in this field. This is required if AD bank request this detail. Note: If not sent in the payment request, it will collected on the checkout page.	AELPR****E
udf3 `conditional`	`String` The date of birth of the buyer must be collected using this field in the DD-MM-YYYY format. This is required if AD bank request this detail. Note: If not sent in the payment request, it will collected on the checkout page.	02-02-1980
udf4 `mandatory for payment aggregators`	`String` This parameter must include end merchant legal entity name.	XYZ Pvt. Ltd.
udf5 `mandatory for cross-border payments`	`String`The invoice ID or invoice number must be collected using this field.	INV123456
buyer_type_business `conditional for cross-border payments`	This parameter is used to identify whether it is a business-to-business transaction. If 1 is posted, it is a B2B transaction.	1
lrs_service_type `conditional for cross-border transactions`	The LRS service type decides the tax amount based on the nature of business. For more information, refer to the lrs_service_type parameter values table.	travel

lrs_service_type parameter values

lrs_service_type	Txn Amount <= INR 10 lacs	Txn Amount > INR 10 lacs
education_loan	0	0
education_non_loan	0	5%
medical	0	5%
travel	0	20%
others	0	20%

Sample request

curl --location 'https://test.payu.in/_payment' \
--header 'Content-Type: application/x-www-form-urlencoded' \
--data-urlencode 'key=PRiQvJ' \
--data-urlencode 'txnid=my_order_64240' \
--data-urlencode 'amount=5' \
--data-urlencode 'productinfo=asfas' \
--data-urlencode '[email protected]' \
--data-urlencode 'phone=8688359250' \
--data-urlencode 'txn_s2s_flow=4' \
--data-urlencode 'hash={{hash}}' \
--data-urlencode 'pg=CC' \
--data-urlencode 'bankcode=CC' \
--data-urlencode 'surl=https://test.payu.in/admin/test_response' \
--data-urlencode 'furl=https://test.payu.in/admin/test_response' \
--data-urlencode 'udf1=' \
--data-urlencode 'udf2=' \
--data-urlencode 'udf3=' \
--data-urlencode 'udf4=' \
--data-urlencode 'udf5=INV123456' \
--data-urlencode 'firstname=sudhanshu' \
--data-urlencode 'user_credentials=T58CQx:sudhanshu' \
--data-urlencode 'lastname=kr' \
--data-urlencode 'address1=308,third floor' \
--data-urlencode 'address2=testing' \
--data-urlencode 'city=ggn' \
--data-urlencode 'state=UP' \
--data-urlencode 'country=IND' \
--data-urlencode 'zipcode=122018' \
--data-urlencode 'lrs_service_type=travel'

Step 2: Check response from PayU

Hash validation logic for payment response (Reverse Hashing)

While sending the response, PayU takes the exact same parameters that were sent in the request (in reverse order) to calculate the hash and returns it to you. You must verify the hash and then mark a transaction as a success or failure. This is to make sure the transaction has not tampered within the response.

The order of the parameters is similar to the following code block:

sha512(SALT|status||||||udf5|udf4|udf3|udf2|udf1|email|firstname|productinfo|amount|txnid|key)

Sample response (parsed)

Success scenario

Array
(
    [mihpayid] => 403993715524069222
    [mode] => CC
    [status] => success
    [unmappedstatus] => captured
    [key] => JF***g
    [txnid] => EaE4ZO3vU4iPsp
    [amount] => 10.00
    [cardCategory] => domestic
    [discount] => 0.00
    [net_amount_debit] => 10
    [addedon] => 2021-09-08 19:37:19
    [productinfo] => iPhone
    [firstname] => Ashish
    [lastname] => 
    [address1] => 
    [address2] => 
    [city] => 
    [state] => 
    [country] => 
    [zipcode] => 
    [email] => [email protected]
    [phone] => 9876543210
    [udf1] => 
    [udf2] => 
    [udf3] => 
    [udf4] => 
    [udf5] => 
    [udf6] => 
    [udf7] => 
    [udf8] => 
    [udf9] => 
    [udf10] => 
    [hash] => ed99957adb08fea56c907b88e8d158a79c3562c67f96c298461509826f77a7ae9e88b2a176b3234c25f50bcd451271728719656f3bb59c13a52bebabc468615a
    [field1] => 0608273386032718000015
    [field2] => 986987
    [field3] => 10.00
    [field4] => 403993715524069222
    [field5] => 100
    [field6] => 02
    [field7] => AUTHPOSITIVE
    [field8] => 
    [field9] => Transaction is Successful
    [payment_source] => payu
    [PG_TYPE] => CC-PG
    [bank_ref_num] => 0608273386032718000015
    [bankcode] => CC
    [error] => E000
    [error_Message] => No Error
    [name_on_card] => payu
    [cardnum] => 512345XXXXXX2346
)

Failure scenario

Array
(
    [mihpayid] => 20869277619
    [mode] => CC
    [status] => failure
    [unmappedstatus] => failed
    [key] => L43t1c
    [txnid] => 26ba7cd6a67b0a010542
    [amount] => 1.00
    [cardCategory] => domestic
    [discount] => 0.00
    [net_amount_debit] => 0.00
    [addedon] => 2024-09-05 17:46:10
    [productinfo] => Product Info
    [firstname] => Payu-Admin
    [lastname] => 
    [address1] => 
    [address2] => 
    [city] => 
    [state] => 
    [country] => 
    [zipcode] => 
    [email] => [email protected]
    [phone] => 1234567890
    [udf1] => 
    [udf2] => 
    [udf3] => 
    [udf4] => 
    [udf5] => 
    [udf6] => 
    [udf7] => 
    [udf8] => 
    [udf9] => 
    [udf10] => 
    [hash] => ac7720e4bc33e5494bec6d37302e522171175a987f9d47286bfd29e8a7fc794f56433fcacf0bc120db781c4dc1d05a4857d71e83f00f6ed6aa9c97a1938b9467
    [field1] => 
    [field2] => 
    [field3] => 
    [field4] => 
    [field5] => 05
    [field6] => 
    [field7] => AUTHNEGATIVE
    [field8] => 
    [field9] => Authorization failed at Bank
    [payment_source] => payu
    [pa_name] => PayU
    [PG_TYPE] => CC-PG
    [bank_ref_num] => 2409052690
    [bankcode] => AMEX
    [error] => E1903
    [error_Message] => Authorization failed at Bank
    [cardnum] => XXXXXXXXXXXX2003
    [cardhash] => This field is no longer supported in postback params.
)

Step 3: Verify the Payment

Verify the transaction details using the Verification APIs. For API reference, refer to Verify Payment API under API Reference.

Updated 8 days ago

Reference:

Step 1: Request Payment with PayU

Request parameters

lrs_service_type parameter values

Sample request

Step 2: Check response from PayU

Hash validation logic for payment response (Reverse Hashing)

Sample response (parsed)

Step 3: Verify the Payment

EXAMPLE QUESTIONS