APIs used for Integration
Use these APIs to check EMI eligibility, collect an EMI payment, and reconcile the resulting transaction.
Collect payment
| Use case → Reference | command / primary value | Description |
|---|---|---|
| Collect Payment API – PayU Hosted Checkout | _payment | Initiate an EMI transaction on the PayU-hosted payment page (non-seamless checkout), where the customer selects EMI, enters card details, and completes OTP. |
Eligibility checks
| Use case → Reference | command / primary value | Description |
|---|---|---|
| Get Checkout Details API | get_checkout_details | Check customer eligibility before payment by mobile number for debit-card pre-EMI and cardless EMI. |
| Get EMI According to Interest API | getEmiAmountAccordingToInterest | Calculate interest, monthly instalment, processing fee, No-Cost EMI, tenure, and the corresponding bankcode for a plan. |
| Eligible BINs for EMI API v1.0 | eligibleBins | Check credit-card EMI eligibility from the card BIN and return the issuing bank and minimum eligible amount. |
| Eligible BINs for EMI API v2.0 | POST /issuing-bank/v1/bin/binEligibility | Check EMI eligibility by card BIN or network token and return the issuing bank and minimum eligible amount. |
Verify the payment
| Use case → Reference | command / primary value | Description |
|---|---|---|
| Verify Payment API | verify_payment | Reconcile the transaction status from your server after payment. |
Updated 20 days ago
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