APIs used for Integration
| API name | Purpose |
|---|---|
| |
| Collect Payment API – PayU Hosted Checkout | Initiate an EMI transaction on the PayU-hosted payment page (non-seamless checkout). Customer selects EMI, enters card details, and completes OTP on PayU’s page. |
| |
| Get Checkout Details API | Check customer eligibility before payment — by mobile number for debit-card pre-EMI and cardless EMI. |
| Get EMI According to Interest API | Calculate EMI details — interest rate, monthly instalment, processing fee, No-Cost EMI, tenure, and the corresponding bankcode for the chosen plan. |
| Eligible BINs for EMI API v1.0 | Check credit-card EMI eligibility from the card BIN; returns issuing bank and minimum eligible amount. |
| Eligible BINs for EMI API v2.0 | Check cardless EMI eligibility from card or customer information in the S2S flow. |
| |
| Verify Payment API | Server-side reconciliation of transaction status after payment. |
Updated about 1 hour ago
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