Read Reasons API

The Read Reason API lists all the reasons required for the merchant to provide in order to accept or contest the chargeback.

Request parameters

This must contain the header with token you get using the Get Token API in the following format:

\--header 'X-Optimus-API-Key: <Bearer token>'

Sample request

curl --location 'https://bankportal.payu.in/api/v1/reasons' \
--header 'X-Optimus-API-Key: MerchantToken' \
--header 'Cookie: PHPSESSID=uq1sm7npk9dmid33bbe9dvdtcn'

Response parameters

ParameterDescription
idThis parameter contains the merchant ID.
typeThe parameter contains the **reasons ** as type. The Reasons mapping table provides reason-type, reason-text and identifier as in the Sample response.
attributesThis parameter contains the chargeback reason details in a JSON format. For more information, refer to attributes JSON field descriptions.

Reasons mapping

Reason TypeReason TextIdentifier
acceptCustomer cancelled the order094fd3fe-4923-4819-becc-14d08054ff2d
acceptProduct out of stockb74af116-4521-4ce2-9d91-4b3a0ea0a3fc
acceptProduct was returned by the customer5989dee4-f764-4fcf-8e83-be53992c778e
acceptProduct lost in transitf3b35551-462f-457d-b3c2-ae3db3ce0c04
acceptProduct returned due to incorrect addressfd5477bd-98a3-4a37-83da-903086a224b2
acceptOrder/Booking not successfull9b687337-beee-46d7-9ec0-60098121bbb5
acceptOthers96ad8e74-c417-4ea7-a6ab-f768078d2c5c
rejectProduct/Services delivered9c2c093c-648a-40b5-8b79-461466578b0c
rejectProduct/Services Partially delivered6972b1c2-e3e8-49f6-8e15-3801bfa5a01f
rejectCustomer withdrawn the chargeback3f67a066-b399-4070-9519-c34c357e9713
rejectTransaction already refunded1a17831a-ef36-4cc3-bb91-5190466b7000
rejectProduct07b310c2-8c63-4b82-9b87-53a4b963adac
rejectServices1d3dc863-a2c5-4bde-95ee-66f6be9f7848
rejectProduct7e932855-5103-4610-8060-67258f48c1ef
rejectServices1740b9ab-614f-4ffc-9764-adf777915dfe
rejectTransaction refunded through PayU Panel (Status of the refund in PayU Panel)3ba427be-e1b7-44b1-84f1-95a48295bde8
rejectTransaction refunded outside PayU Panel37980bbf-fb5e-42d7-9780-c5a9079e115d
rejectQueued2b4a6805-a2e1-4b8c-bf88-b8f52c68c6ce
rejectRequested7f1d2c03-b893-4d88-bbee-8171c4759dc9
rejectSuccessful4d33236d-77ac-4d19-a257-8d63153ec10f
partially_acceptProduct/Services Partially deliveredbb10e1bb-f128-4ace-ab0f-59881f11fa4d
partially_acceptTransaction partially refunded20545060-e1e5-4718-b528-ea81436833ed
partially_acceptTransaction partially refunded outside PayU Panelae4b70b4-703e-41e8-bf70-3676b377ce9e
partially_acceptProduct lost in transit084bd395-371c-4f76-9938-9e785e855ba1
partially_acceptProduct was returned by the customer4bdfb55e-7a3e-4706-a653-072da2be7ebf
partially_acceptCustomer cancelled the order4e417a20-1cd3-47de-8bb7-34e2c002f126
partially_acceptFull refund not due as per our T&C0cc9cead-d01e-47d7-8fc2-64e4627e2f72
partially_acceptOthers8d55dc20-a304-4a0f-885d-0b05705986a5

attributes JSON field descriptions

FieldDescriptionExample
identifierThis field contains the reason identifier. This identified is used in Accept Chargeback API to accept the chargeback.094fd3fe-4923-4819-becc-14d08054ff2d
parent-idThis field contains the parent ID of the reason.
reason-textThis field contains the reason for the chargeback.Customer cancelled the order
field-typeThis field contains the field type of the reason to be displayed on UI.radio-button
reason-typeThis field contains the reason type.accept
messageThis field contains the reason message.false
form-dataThis field contains the form data of the read reason.

Sample response

{
    "data": [
        {
            "id": "1",
            "type": "reasons",
            "attributes": {
                "identifier": "094fd3fe-4923-4819-becc-14d08054ff2d",
                "parent-id": null,
                "reason-text": "Customer cancelled the order",
                "field-type": "radio-button",
                "reason-type": "accept",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "2",
            "type": "reasons",
            "attributes": {
                "identifier": "b74af116-4521-4ce2-9d91-4b3a0ea0a3fc",
                "parent-id": null,
                "reason-text": "Product out of stock",
                "field-type": "radio-button",
                "reason-type": "accept",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "3",
            "type": "reasons",
            "attributes": {
                "identifier": "5989dee4-f764-4fcf-8e83-be53992c778e",
                "parent-id": null,
                "reason-text": "Product was returned by the customer",
                "field-type": "radio-button",
                "reason-type": "accept",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "4",
            "type": "reasons",
            "attributes": {
                "identifier": "f3b35551-462f-457d-b3c2-ae3db3ce0c04",
                "parent-id": null,
                "reason-text": "Product lost in transit",
                "field-type": "radio-button",
                "reason-type": "accept",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "5",
            "type": "reasons",
            "attributes": {
                "identifier": "fd5477bd-98a3-4a37-83da-903086a224b2",
                "parent-id": null,
                "reason-text": "Product returned due to incorrect address",
                "field-type": "radio-button",
                "reason-type": "accept",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "12",
            "type": "reasons",
            "attributes": {
                "identifier": "9c2c093c-648a-40b5-8b79-461466578b0c",
                "parent-id": null,
                "reason-text": "Product/Services delivered",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "9c2c093c-648a-40b5-8b79-461466578b0c-comments",
                        "form-data-text": "Comments",
                        "field-type": "text_area_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "13",
            "type": "reasons",
            "attributes": {
                "identifier": "6972b1c2-e3e8-49f6-8e15-3801bfa5a01f",
                "parent-id": null,
                "reason-text": "Product/Services Partially delivered",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "6972b1c2-e3e8-49f6-8e15-3801bfa5a01f-comments",
                        "form-data-text": "Comments",
                        "field-type": "text_area_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "14",
            "type": "reasons",
            "attributes": {
                "identifier": "3f67a066-b399-4070-9519-c34c357e9713",
                "parent-id": null,
                "reason-text": "Customer withdrawn the chargeback",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "3f67a066-b399-4070-9519-c34c357e9713-comments",
                        "form-data-text": "Comments",
                        "field-type": "text_area_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "d26e3bc8-79ea-4812-9227-7a81e875547c",
                        "form-data-text": "Upload customer Email/letter",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "15",
            "type": "reasons",
            "attributes": {
                "identifier": "1a17831a-ef36-4cc3-bb91-5190466b7000",
                "parent-id": null,
                "reason-text": "Transaction already refunded",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "1a17831a-ef36-4cc3-bb91-5190466b7000-comments",
                        "form-data-text": "Comments",
                        "field-type": "text_area_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "16",
            "type": "reasons",
            "attributes": {
                "identifier": "07b310c2-8c63-4b82-9b87-53a4b963adac",
                "parent-id": "9c2c093c-648a-40b5-8b79-461466578b0c",
                "reason-text": "Product",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "9b466317-5041-42f9-b6d8-084d5d988465",
                        "form-data-text": "Details of the product",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": true
                    },
                    {
                        "identifier": "78c41edb-61fa-463f-9e0d-bc149c7b8f45",
                        "form-data-text": "Product Delivered",
                        "field-type": "checkbox_tag",
                        "options": [
                            "yes"
                        ],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "d0d9b45c-077c-4cfd-8ec1-260d6ddfb0d1",
                        "form-data-text": "Name of the courier company used",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "e36f1635-3e16-40fe-bbe5-9cbf668e3e2e",
                        "form-data-text": "AWB/shipping number",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "c9820d99-f515-4e16-93d2-e5032b454286",
                        "form-data-text": "Upload screen-shot of the signed proof of delivery",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "4e6d4368-0dfc-4672-89ac-6cf35975f798",
                        "form-data-text": "Screen-shot of the invoice",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "4c031b62-884c-4369-ae02-78162eac2c5b",
                        "form-data-text": "Did the customer ever tried to return/cancel the order with you (Tick if Yes) ?",
                        "field-type": "checkbox_tag",
                        "options": [
                            "yes"
                        ],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "97f05d6c-22ab-4e3a-afdf-7d9cf1304421",
                        "form-data-text": "Provide Details of return/cancellation",
                        "field-type": "text_area_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "17",
            "type": "reasons",
            "attributes": {
                "identifier": "1d3dc863-a2c5-4bde-95ee-66f6be9f7848",
                "parent-id": "9c2c093c-648a-40b5-8b79-461466578b0c",
                "reason-text": "Services",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "0463ef8c-5450-4616-a054-5ab51d4a4647",
                        "form-data-text": "Details of the services",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": true
                    },
                    {
                        "identifier": "222911cb-947b-46c4-bfb0-4d7045822b7f",
                        "form-data-text": "Proof of services",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "0ab3ef52-443d-4c6c-a3f7-62ae727f9d92",
                        "form-data-text": "Upload screen-shot of the claiming service fulfillment details",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "a7e2ba36-7723-44e6-bbe5-513865c88698",
                        "form-data-text": "Screen-shot of the invoice",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "20c219b1-7294-4073-9f0e-dd6ef76a44d4",
                        "form-data-text": "Upload any other relevant details",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "18",
            "type": "reasons",
            "attributes": {
                "identifier": "7e932855-5103-4610-8060-67258f48c1ef",
                "parent-id": "6972b1c2-e3e8-49f6-8e15-3801bfa5a01f",
                "reason-text": "Product",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "044126da-49cb-4666-9b6f-5bcf50e359a2",
                        "form-data-text": "Details of the product",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "95e74135-c2d1-4de6-9a3e-c49084cdde5f",
                        "form-data-text": "Which part of the order Delivered",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "26aef6db-7641-4950-a93b-45b0bd39fc5e",
                        "form-data-text": "Amount that needs to refund",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "0f71a35e-3794-4eaf-8bd2-c4dfb5d03776",
                        "form-data-text": "Name of the courier company used",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "88626cff-8a4b-4b96-96bb-11a698ebf798",
                        "form-data-text": "AWB/shipping number",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "56be7d9a-2467-4718-a106-9dd77d980d81",
                        "form-data-text": "Upload screen-shot of the signed proof of delivery",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "722f4b64-bc1a-430d-a1a3-cb21661702ac",
                        "form-data-text": "Screen-shot of the invoice",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "19",
            "type": "reasons",
            "attributes": {
                "identifier": "1740b9ab-614f-4ffc-9764-adf777915dfe",
                "parent-id": "6972b1c2-e3e8-49f6-8e15-3801bfa5a01f",
                "reason-text": "Services",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "18f071a8-76e8-429b-85d6-a101973ee26a",
                        "form-data-text": "Details of the services",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "5e7ec548-95d9-4d69-81b0-55deb45fa957",
                        "form-data-text": "Proof of services",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "75c065a1-9562-4e01-bc3b-83c6f9017fc7",
                        "form-data-text": "Upload screen-shot of the claiming service fulfillment details",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "63dc1d71-867e-4d52-b8bd-e98efb65d77b",
                        "form-data-text": "Screen-shot of the invoice",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "8f0eb9f9-ab3a-4852-9b9d-df91d0f85623",
                        "form-data-text": "Upload any other relevant details",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "20",
            "type": "reasons",
            "attributes": {
                "identifier": "3ba427be-e1b7-44b1-84f1-95a48295bde8",
                "parent-id": "1a17831a-ef36-4cc3-bb91-5190466b7000",
                "reason-text": "Transaction refunded through PayU Panel (Status of the refund in PayU Panel)",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "21",
            "type": "reasons",
            "attributes": {
                "identifier": "37980bbf-fb5e-42d7-9780-c5a9079e115d",
                "parent-id": "1a17831a-ef36-4cc3-bb91-5190466b7000",
                "reason-text": "Transaction refunded outside PayU Panel",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": [
                    {
                        "identifier": "aad0b645-ec3e-491e-b88b-406ec5ee0bcd",
                        "form-data-text": "Details of refund",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "cb47fb64-e2fc-49bd-a131-7632d3408522",
                        "form-data-text": "Amount of refund",
                        "field-type": "input_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "fc89bbf6-ce58-4b95-b430-5d8bf5abe491",
                        "form-data-text": "Upload screen-shot of the refund proof",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "ad7cad9f-e1f1-4377-b608-bacc9517f306",
                        "form-data-text": "Upload customer confirmation of the refund",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    }
                ]
            }
        },
        {
            "id": "22",
            "type": "reasons",
            "attributes": {
                "identifier": "2b4a6805-a2e1-4b8c-bf88-b8f52c68c6ce",
                "parent-id": "3ba427be-e1b7-44b1-84f1-95a48295bde8",
                "reason-text": "Queued",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "23",
            "type": "reasons",
            "attributes": {
                "identifier": "7f1d2c03-b893-4d88-bbee-8171c4759dc9",
                "parent-id": "3ba427be-e1b7-44b1-84f1-95a48295bde8",
                "reason-text": "Requested",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "24",
            "type": "reasons",
            "attributes": {
                "identifier": "4d33236d-77ac-4d19-a257-8d63153ec10f",
                "parent-id": "3ba427be-e1b7-44b1-84f1-95a48295bde8",
                "reason-text": "Successful",
                "field-type": "radio-button",
                "reason-type": "reject",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "26",
            "type": "reasons",
            "attributes": {
                "identifier": "9b687337-beee-46d7-9ec0-60098121bbb5",
                "parent-id": null,
                "reason-text": "Order/Booking not successfull",
                "field-type": "radio-button",
                "reason-type": "accept",
                "message": false,
                "form-data": []
            }
        },
        {
            "id": "28",
            "type": "reasons",
            "attributes": {
                "identifier": "bb10e1bb-f128-4ace-ab0f-59881f11fa4d",
                "parent-id": null,
                "reason-text": "Product/Services Partially delivered",
                "field-type": "radio-button",
                "reason-type": "partially_accept",
                "message": false,
                "form-data": [
                    {
                        "identifier": "6f92dad0-4446-4465-bfea-17f587e973d4",
                        "form-data-text": "Partially accept amount",
                        "field-type": "amount_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": true
                    },
                    {
                        "identifier": "bb10e1bb-f128-4ace-ab0f-59881f11fa4d-comments",
                        "form-data-text": "Comments",
                        "field-type": "text_area_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
                    },
                    {
                        "identifier": "200edfd3-84b6-4311-8486-23887f167772",
                        "form-data-text": "Supporting documents",
                        "field-type": "file_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": true
                    }
                ]
            }
        },
        {
            "id": "29",
            "type": "reasons",
            "attributes": {
                "identifier": "20545060-e1e5-4718-b528-ea81436833ed",
                "parent-id": null,
                "reason-text": "Transaction partially refunded",
                "field-type": "radio-button",
                "reason-type": "partially_accept",
                "message": false,
                "form-data": [
                    {
                        "identifier": "acd3c90e-9b72-4974-bda2-10ab2ed2bad9",
                        "form-data-text": "Partially accept amount",
                        "field-type": "amount_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": true
                    },
                    {
                        "identifier": "20545060-e1e5-4718-b528-ea81436833ed-comments",
                        "form-data-text": "Comments",
                        "field-type": "text_area_tag",
                        "options": [],
                        "blank-allowed": false,
                        "mandatory": false
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