These map to the Partner APIs reference section and follow the 16-step onboarding sequence:
| Description | API |
|---|---|
| Step 00 — Authentication | |
Obtains an OAuth bearer token for Partner Onboarding APIs. Call this first; use the returned access_token on all later steps. | Get Token API |
| Step 01 — Create Merchant | |
Creates a new merchant shell account on PayU. Returns mid, uuid, and product_account_uuid. | Create Merchant API |
| Step 02 — Update Merchant Details | |
| Sets the merchant PAN and date of birth or incorporation. | Update Merchant Details API |
| Step 03 — CKYC Verification | |
| Sends an OTP to the merchant mobile for CKYC verification (Individual / Sole Proprietorship). | Send CKYC OTP API |
| Verifies the OTP from Step 03A and returns CKYC identity data. | Verify CKYC OTP API |
| Fetches CKYC identity data using PAN without OTP (all other entity types). | Fetch CKYC Data API |
| Step 04 — Update: Business Details | |
| Adds business category, sub-category, expected volume, GST, business name, and CIN where required. | UpdateMerchant Business Details API |
| Step 05 — Update Bank Details | |
| Adds settlement bank account details. PayU attempts auto-verification after this step. | UpdateMerchant Bank Details API |
| Step 06 — Upload Bank Proof (Conditional) | |
| Uploads bank account proof when auto-verification from Step 05 failed. | Upload Bank Proof API |
| Step 07 — Update: Website Details | |
| Adds the merchant website and/or app store URLs. | Update Website Details API |
| Step 08 — Add Signatory Details | |
| Submits the authorised signatory for the merchant agreement. Prerequisite for DigiLocker. | Add Signatory Details API |
| Step 09 — DigiLocker Verification | |
| Creates a DigiLocker authentication URL for Aadhaar-based verification. | Generate DigiLocker Link API |
| Step 10 — Update: Addresses | |
| Adds registration and operating addresses for the merchant. | Update Merchant Addresses API |
| Step 11 — Video KYC (VKYC) | |
| Creates a Video KYC profile and returns a VCIP capture link. | Create VKYC Profile API |
| Step 12 — Add/Update UBO | |
| Submits Ultimate Beneficial Owner details (entity-dependent). | Add/Update UBO API |
| Step 13 — Business Members & KMP | |
| Submits directors, partners, or designated partners. | Submit Business Members API |
| Retrieves business members already submitted for the merchant. | List Business Members API |
| Step 14 — Fetch Required KYC Documents | |
| Returns document categories and accepted types required for the merchant. | Fetch Required KYC Documents API |
| Step 15 — Upload KYC Documents | |
| Uploads one KYC document per required category from Step 14. | Upload KYC Document API |
| Returns details for a previously uploaded KYC document, including a signed URL and status. | Show KYC Document API |
| Deletes a previously uploaded KYC document. | Delete KYC Document API |
| Step 16 — E-Sign Agreement | |
| Generates the merged merchant agreement document for electronic signing (final step). | Generate Agreement for E-Sign API |
| Utilities | |
| Retrieves the full merchant profile and verification statuses. Call between any steps to check progress. | Get Merchant Details API |