Eligible BINs for EMI API v1.0

API Command: eligibleBinsForEMI

The Eligible Bin for EMI API (eligibleBinsForEMI) is used only when the merchant needs the EMI feature of PayU. If you are managing card details on your website, this API can tell the issuing bank of the card bin. It also provides the minimum eligible amount for a particular bank.

You can post a request using any of the following methods:

  • Request without Bank Selection: This is submitting API without bank name in var3 field.
  • Request with Bank Selection: : This is submitting API with bank name in var3 field so that you will get the details for the specified bank.

Reference information for request parameters

keyFor more information on how to generate the Key and Salt, refer to any of the following:

- Production: Generate Merchant Key and Salt
- Test: Generate Test Merchant Key and Salt
hashHash logic for this API is:
var1For JSON fields description, refer to Additional Info for General APIs

Response parameters

For the response parameters description, refer to Additional Info for General APIs.

Request parameters

Use the following sample values while trying out the API:

Example values:

  • var1: Bin or NET
  • var2(first 6/8/9 digits of the card):
    • AXIS EMI: 4453-3410-6587-6437
    • ICICI EMI: 4808-5578-4874-1463
Click Try It! to start a request and see the response here!