The payment API is used to initiate/schedule a single transfer to the beneficiary account, UPI address, or credit card.

Environment


Test Environment	https://uatoneapi.payu.in/payout/v2/payment
Production Environment	https://payout.payumoney.com/payout/payment

Sample request

IMPS, NEFT or RTGS Payment Request

[
 {
 "beneficiaryAccountNumber": "51234567890",
 "beneficiaryIfscCode": "HDFC0001234",
 "beneficiaryName": "Payu",
 "beneficiaryEmail": "payu@payu.in",
 "beneficiaryMobile": "9876473627",
 "purpose": "Payment from Company",
 "amount": 1234.12,
 "batchId": "1",
 "merchantRefId": "123asdfad3",
 "paymentType": "IMPS",
 "retry" : false
 }
]

UPI Payment Request

[
 {
 "beneficiaryName": "Payu",
 "beneficiaryEmail": "payu@payu.in",
 "beneficiaryMobile": "9876473627",
 "purpose": "Payment from Company",
 "amount": 1234.12,
 "batchId": "1",
 "merchantRefId": "123",
 "paymentType": "UPI",
 "vpa" : "ankush.pokarana@ybl",
 "retry" : false
 }
]

Sample response

Success response

{
 "status": 0,
 "msg": "Requests are in process. Will send response of individual request on webhooks set by you",
 "code": null,
 "data": []
 }

Failure response

{
 "status": 1,
 "msg": null,
 "code": null,
 "data": [
           {
            "batchId": "1",
            "merchantRefId": "111",
            "error": "beneficiary account number can not be empty. ",
            "code": [1004]
           }
         ]
 }

Header and request parameters

📘
Version 2.0 API:
This page includes Try IT experience for version 2.0. of Initiate TransferAPI, so you need to pass the pid in the header unlike payoutMerchantId with version 1.0 APIs.

Additional information for Request parameters

Field Description Example

merchantRefId optional

StringIndicates a unique reference ID at the merchant side to distinguish between multiple transfers.
Max char length: 40.
Notes :

Same value will be used by the merchant in the status check of transfer.
In case if the merchant reference ID is not passed, an auto generated ID will be used.

paymentType
mandatory

String Specify the any of the following mode of payment in this field:

IMPS
UPI
NEFT
RTGS

UPI

200

EXAMPLE QUESTIONS