The following codes are used to indicate the issuer or bank name in the response of the Get EMI According to Interest API. For example, 7 is displayed for Axis Bank in the following response for Credit Card BIN:
{
"7": {
"EMIA3": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 6666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 13,
"bankRate": null,
"bankCharge": 0,
"amount": 6666.67,
"card_type": "credit card",
"emi_value": 6811.63,
"emi_interest_paid": 434.89,
"tenure": "03 months"
},
"EMIA6": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 3333.33,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 13,
"bankRate": null,
"bankCharge": 0,
"amount": 3333.33,
"card_type": "credit card",
"emi_value": 3460.86,
"emi_interest_paid": 765.14,
"tenure": "06 months"
},
"EMIA9": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 2222.22,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 2222.22,
"card_type": "credit card",
"emi_value": 2353.86,
"emi_interest_paid": 1184.71,
"tenure": "09 months"
},
"EMIA12": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 1666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 1666.67,
"card_type": "credit card",
"emi_value": 1795.74,
"emi_interest_paid": 1548.91,
"tenure": "12 months"
}
},
"AXISD": {
"AXISD03": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 6666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 6666.67,
"card_type": "debit card",
"emi_value": 6822.82,
"emi_interest_paid": 468.47,
"tenure": "03 months"
},
"AXISD06": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 3333.33,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 3333.33,
"card_type": "debit card",
"emi_value": 3470.76,
"emi_interest_paid": 824.56,
"tenure": "06 months"
},
"AXISD09": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 2222.22,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 16,
"bankRate": null,
"bankCharge": 0,
"amount": 2222.22,
"card_type": "debit card",
"emi_value": 2372.99,
"emi_interest_paid": 1356.87,
"tenure": "09 months"
},
"AXISD12": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 1666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 16,
"bankRate": null,
"bankCharge": 0,
"amount": 1666.67,
"card_type": "debit card",
"emi_value": 1814.62,
"emi_interest_paid": 1775.41,
"tenure": "12 months"
}
}
}
Issuer Name Code Axis Bank AXISD Bank of Baroda BOBD Federal Bank FEDED HDFC Bank HDFCDC ICICI Bank ICICID Kotak Bank KOTAKD State Bank of India SBID
Issuer Name Code Amex 54 AUSF Bank AUSF Axis Bank 7 Bank of Baroda BOB Canara Bank CANARA CITI bank 20 DBS Bank DBS Federal Bank FDRL HDFC Bank 15 HSBC Bank HSBC ICICI Bank 21 IDBI Bank IDBI IDFC Bank IDFC Indusind Bank INDUS Kotak Bank KOTAK One Card ONEC RBL Bank RBL Standard Chartered Bank STANC State Bank of India SBI Yes Bank YES
Issuer Name Code Axio AXIO Bajaj Finance BAJFIN HDFC Bank HDFC_CL Homecredit HMECDT ICICI Bank ICICI_CL Kreditbee KREDITBEE Zest Money ZESTMON Kotak Bank KOTAKC