The following codes are used to indicate the issuer or bank name in the response of the Get EMI According to Interest API. For example, 7 is displayed for Axis Bank in the following response for Credit Card BIN:
{
"7": {
"EMIA3": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 6666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 13,
"bankRate": null,
"bankCharge": 0,
"amount": 6666.67,
"card_type": "credit card",
"emi_value": 6811.63,
"emi_interest_paid": 434.89,
"tenure": "03 months"
},
"EMIA6": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 3333.33,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 13,
"bankRate": null,
"bankCharge": 0,
"amount": 3333.33,
"card_type": "credit card",
"emi_value": 3460.86,
"emi_interest_paid": 765.14,
"tenure": "06 months"
},
"EMIA9": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 2222.22,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 2222.22,
"card_type": "credit card",
"emi_value": 2353.86,
"emi_interest_paid": 1184.71,
"tenure": "09 months"
},
"EMIA12": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 1666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 1666.67,
"card_type": "credit card",
"emi_value": 1795.74,
"emi_interest_paid": 1548.91,
"tenure": "12 months"
}
},
"AXISD": {
"AXISD03": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 6666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 6666.67,
"card_type": "debit card",
"emi_value": 6822.82,
"emi_interest_paid": 468.47,
"tenure": "03 months"
},
"AXISD06": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 3333.33,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 14,
"bankRate": null,
"bankCharge": 0,
"amount": 3333.33,
"card_type": "debit card",
"emi_value": 3470.76,
"emi_interest_paid": 824.56,
"tenure": "06 months"
},
"AXISD09": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 2222.22,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 16,
"bankRate": null,
"bankCharge": 0,
"amount": 2222.22,
"card_type": "debit card",
"emi_value": 2372.99,
"emi_interest_paid": 1356.87,
"tenure": "09 months"
},
"AXISD12": {
"transactionAmount": 20000,
"paybackAmount": 0,
"loanAmount": 20000,
"emiAmount": 1666.67,
"additionalCost": "0.00",
"emiMdrNote": null,
"emiBankInterest": 16,
"bankRate": null,
"bankCharge": 0,
"amount": 1666.67,
"card_type": "debit card",
"emi_value": 1814.62,
"emi_interest_paid": 1775.41,
"tenure": "12 months"
}
}
}
| Issuer Name | Code |
|---|
| Axis Bank | AXISD |
| Bank of Baroda | BOBD |
| Federal Bank | FEDED |
| HDFC Bank | HDFCDC |
| ICICI Bank | ICICID |
| Kotak Bank | KOTAKD |
| State Bank of India | SBID |
| Issuer Name | Code |
|---|
| Amex | 54 |
| AUSF Bank | AUSF |
| Axis Bank | 7 |
| Bank of Baroda | BOB |
| Canara Bank | CANARA |
| CITI bank | 20 |
| DBS Bank | DBS |
| Federal Bank | FDRL |
| HDFC Bank | 15 |
| HSBC Bank | HSBC |
| ICICI Bank | 21 |
| IDBI Bank | IDBI |
| IDFC Bank | IDFC |
| Indusind Bank | INDUS |
| Kotak Bank | KOTAK |
| One Card | ONEC |
| RBL Bank | RBL |
| Standard Chartered Bank | STANC |
| State Bank of India | SBI |
| Yes Bank | YES |
| Issuer Name | Code |
|---|
| Axio | AXIO |
| Bajaj Finance | BAJFIN |
| HDFC Bank | HDFC_CL |
| Homecredit | HMECDT |
| ICICI Bank | ICICI_CL |
| Kreditbee | KREDITBEE |
| Zest Money | ZESTMON |
| Kotak Bank | KOTAKC |
