EMI Options for Get EMI According to Interest API

The following codes are used to indicate the issuer or bank name in the response of the Get EMI According to Interest API. For example, 7 is displayed for Axis Bank in the following response for Credit Card BIN:

{
      "7": {
            "EMIA3": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 6666.67,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 13,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 6666.67,
                  "card_type": "credit card",
                  "emi_value": 6811.63,
                  "emi_interest_paid": 434.89,
                  "tenure": "03 months"
            },
            "EMIA6": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 3333.33,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 13,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 3333.33,
                  "card_type": "credit card",
                  "emi_value": 3460.86,
                  "emi_interest_paid": 765.14,
                  "tenure": "06 months"
            },
            "EMIA9": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 2222.22,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 14,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 2222.22,
                  "card_type": "credit card",
                  "emi_value": 2353.86,
                  "emi_interest_paid": 1184.71,
                  "tenure": "09 months"
            },
            "EMIA12": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 1666.67,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 14,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 1666.67,
                  "card_type": "credit card",
                  "emi_value": 1795.74,
                  "emi_interest_paid": 1548.91,
                  "tenure": "12 months"
            }
      },
      "AXISD": {
            "AXISD03": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 6666.67,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 14,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 6666.67,
                  "card_type": "debit card",
                  "emi_value": 6822.82,
                  "emi_interest_paid": 468.47,
                  "tenure": "03 months"
            },
            "AXISD06": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 3333.33,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 14,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 3333.33,
                  "card_type": "debit card",
                  "emi_value": 3470.76,
                  "emi_interest_paid": 824.56,
                  "tenure": "06 months"
            },
            "AXISD09": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 2222.22,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 16,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 2222.22,
                  "card_type": "debit card",
                  "emi_value": 2372.99,
                  "emi_interest_paid": 1356.87,
                  "tenure": "09 months"
            },
            "AXISD12": {
                  "transactionAmount": 20000,
                  "paybackAmount": 0,
                  "loanAmount": 20000,
                  "emiAmount": 1666.67,
                  "additionalCost": "0.00",
                  "emiMdrNote": null,
                  "emiBankInterest": 16,
                  "bankRate": null,
                  "bankCharge": 0,
                  "amount": 1666.67,
                  "card_type": "debit card",
                  "emi_value": 1814.62,
                  "emi_interest_paid": 1775.41,
                  "tenure": "12 months"
            }
      }
}

Debit Card EMI

Issuer NameCode
Axis BankAXISD
Bank of BarodaBOBD
Federal BankFEDED
HDFC BankHDFCDC
ICICI BankICICID
Kotak BankKOTAKD
State Bank of IndiaSBID

Credit Card EMI

Issuer NameCode
Amex54
AUSF BankAUSF
Axis Bank7
Bank of BarodaBOB
Canara BankCANARA
CITI bank20
DBS BankDBS
Federal BankFDRL
HDFC Bank15
HSBC BankHSBC
ICICI Bank21
IDBI BankIDBI
IDFC BankIDFC
Indusind BankINDUS
Kotak BankKOTAK
One CardONEC
RBL BankRBL
Standard Chartered BankSTANC
State Bank of IndiaSBI
Yes BankYES

Cardless EMI

Issuer NameCode
AxioAXIO
Bajaj FinanceBAJFIN
HDFC BankHDFC_CL
HomecreditHMECDT
ICICI BankICICI_CL
KreditbeeKREDITBEE
Zest MoneyZESTMON
Kotak BankKOTAKC