| 303014 | ICC UNLOAD | Customer pays Merchant at checkout | O | P2M_W2A_O | 0|70000 |
| 303003 | ICC RECHARGE | Merchant refunds customer wallet payment | OR | P2M_W2A_O_R | OIR|70000 |
| 303014 | ICC UNLOAD | Customer transfers funds to self -Bank A/C or peer Bank A/C | O | P2P_W2A_O | 0|70010 |
| 303003 | ICC RECHARGE | Self-Bank A/C or peer Bank A/C refunds the transaction made from the customer wallet (Rare) | OR | P2P_W2A_O_R | OR|70010 |
| 303014 | ICC UNLOAD | Customer pays peer wallet through wallet linked mobile no | O | P2P_W2W_O | O|70020 |
| 303003 | ICC RECHARGE | Customer receives money from peer wallet through wallet linked mobile no | I | P2P_W2W_I | I|70020 |
| 303003 | ICC RECHARGE | Client requests Wibmo prepaid to Load customer wallet with Just-in-Time funding to pay Merchant (Load+Unload API) | I,IO | P2M_A2W_I | I|70130,IO|70030 |
| 303014 | ICC UNLOAD | Client requests Wibmo prepaid to Unload the wallet once Just-in-Time funding is done (Load+Unload API) to pay Merchant | O,IO | P2M_W2A_O | O|70020 |
| 303003 | ICC RECHARGE | Merchant refunds customer wallet payment which was loaded with Just-in-time funding (Load+Unload API) | OR,IOR | P2M_W2A_O_R | I|70020 |
| 303014 | ICC UNLOAD | Client wants merchant refund to customer wallet to be loaded back into client A/C or Pool A/C (Since it was just-in-time funding & funds belong to client) | OR,IOR | P2M_A2W_O_R | OR|70130 , IOR|70040 |
| 303003 | ICC RECHARGE | Client requests Wibmo prepaid to Load customer wallet with Just-in-Time funding to transfer funds to friend/family A/C (Load+Unload API) | I,IO | P2P_A2W_I | I|70130,IO|70030 |
| 303003 | ICC RECHARGE | Client requests Wibmo prepaid to Unload customer wallet once Just-in-Time funding is done to transfer funds to friend/family A/C (Load+Unload API) | O,IO | P2P_W2A_O | O|70150 , IO|70050 |
| 303003 | ICC RECHARGE | Family/Friend refunds the funds transferred by customer which was loaded with Just-in Time funding | OR,IOR | P2P_W2A_O_R | OR|70150, IOR|70050 |
| 303014 | ICC UNLOAD | Client wants refund of fund transferred back to customer wallet to be loaded back into client A/C or Pool A/C (Since it was just-in-time funding & funds belong to client) | IR,IOR | P2P_A2W_I_R | IR|70140, IOR|70050 |
| 303014 | ICC UNLOAD | Customer pays Merchant with wallet through Merchant UPI VPA/QR Code (Or Client requests post Just-in time funding of wallet) | O,IO | P2M_W2A_O_UPI | O|70160 , IO|70060 |
| 303003 | ICC RECHARGE | Client requests Wibmo prepaid to Load customer wallet with Just-in-Time funding to pay Merchant (Load+Unload API) UPI VPA/QR Code | I,IO | P2M_A2W_I_UPI | I|70170 , IO|70060 |
