Net Banking Consent Transaction

key
mandatory

String The merchant key is a unique identifier for a merchant account in PayU's database.

Your Test Key

api_version
optional

String The API version for this API.

7

txnid
mandatory

String The transaction ID is a reference number for a specific order that is generated by the merchant. It is used to track the order and must be unique. PayU's system will not accept duplicate transaction IDs.
Note: Ensure that the transaction ID sent to us has not been successful earlier. In case of this duplication, the customer would get an error of ‘duplicate Order ID.’

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amount
mandatory

String This field should contain the payment amount for the transaction.
The transaction limit is as follows:

• Net Banking authentication: Rs.10,00,000
• eNACH Aadhaar authentication: Rs.1,00,000

10.00.

productinfo
mandatory

String It should be a string containing a brief description of the product.Character Limit-100

iPhone

firstname
mandatory

String The first name of the customer.Character Limit-60

Ashish

email
mandatory

String The email of the customer.Character Limit-50

[email protected]

phone
mandatory

String The phone number of the customer.

9876543210

lastname
mandatory

String The last name of the customer.Character Limit-60

Verma

address1
optional

String The first line of the billing address.Character Limit-100

H.No- 17, Block C, Kalyan Bldg, Khardilkar Road, Mumbai

address2
optional

String The second line of the billing address.Character Limit-100

34 Saikripa-Estate, Tilak Nagar

city
optional

String The city where your customer resides as part of the billing address.

Mumbai

state
optional

String The state where your customer resides as part of the billing address,

Maharashtra

country
optional

String The country where your customer resides.Character Limit-50

India

zipcode
optional

String Billing address zip code is mandatory for the cardless EMI option.Character Limit-20

400004

si
mandatory

This parameter signifies a successful consent taken from the user by the merchant. This parameter must contain 1 for a successful consent. Without this parameter sent as 1, subscription cannot be set up.
Notes: You can modify or cancel existing recurring payment registration as described in the following sections:
_. Manage Recurring Payment for Cards
_. Manage UPI Recurring Transaction

1

si_details
mandatory

This parameter represents mandatory details which need to be passed to during registration transaction from merchant system to PayU.

Note: It is mandatory as per the latest RBI guidelines to pass this information to the payment processor so that same can be forwarded to acquirers and issuers ( for more details refer – https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11668&Mode=0 )

This is a JSON object and it includes a set of fields. For more information, refer to SI Parameter JSON Details

beneficiarydetail
mandatory for Net Banking

varchar This object represents bank account details of the customer which involves account number, name on the account and account type and needs to be passed if the recurring transaction needs to be set up against Net Banking. It includes the fields as mentioned in the beneficiarydetail fields description table.

{“beneficiaryName”: “Sachin Tendulkar”,”beneficiaryAccountNumber”: “1211450021”,”beneficiaryAccountType”: “SAVINGS”, “beneficiaryIfscCode“:”ICIC0000046”, “verificationMode”:”DEBIT_CARD”}

hash
mandatory

String It is used to avoid the possibility of transaction tampering. For more information on hash generation process, refer to Generate Hash.
In the case of registration transaction, the formula is used to calculate this hash is similar to the following:
HASH = SHA512(key|txnid|amount|productinfo|firstname|email|udf1|udf2|udf3|udf4|udf5||||||si_details|SALT)

eabec285da28fd
0e3054d41a4d24fe
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6f7a9984303fd612
4044b6206daf831
e9a8bda28a6200d
318293a13d6c193
109b60bd4b4f8b09
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pg
mandatory

String The pg parameter must include ENACH for Net Banking.

ENACH

bankcode
mandatory

`String. The merchant must post this parameter with the corresponding payment option’s bank code value in it.
 For more information, refer to Bank Codes - Recurring Payments.

ICICENCC

udf1 - udf5
optional

String User-defined fields (udf) are used to store any information corresponding to a particular transaction. You can use up to five udfs in the post designated as udf1, udf2, udf3, udf4, udf5.
Character Limit-255

Payment Preference, Shipping Method, Shipping Address1, Shipping City, Shipping Zip Code, etc.

free_trial
optional

This is mandatory only if the merchant wants to support free trial use case with card and net banking together that too on PayU Hosted Checkout integration.

In this case, PayU adjusts the transaction amount as INR 2.00 for cards. INR 0.00 for Net Banking and UPI registration irrespective of what amount is passed against the amount field in the request.
This parameter has no significance in the case of seamless flow.

BeneficiaryName

Registered name against customer’s account

BeneficiaryAccountNumber

Account number against which recurring transactions need to be executed.

BeneficiaryAccountType

SAVINGS or CURRENT

beneficiaryIfscCode

11-digit IFSC code of the customer bank

verificationMode

The verification mode can be any of the following:

• DEBIT_CARD – authentication will be done through a debit card. If no value is provided, then it will trigger Net Banking login password flow.
• AADHAAR – authentication will be done through a Aadhaar card. If no value , then it will trigger net banking login password flow. If no value is provided, then it will trigger Net Banking login password flow.