Parameters and modes
These are the parameter and modes posted for instant refunds:
{"refund_mode":"1","beneficiary_full_name":"","beneficiary_account":"","beneficiary_ifsc":""}
{"refund_mode":"2","beneficiary_full_name":"Test","beneficiary_account":"test@ybl","beneficiary_ifsc":""}
{"refund_mode":"3","beneficiary_full_name":"Test","beneficiary_account":"12344","beneficiary_ifsc":"HDFC000 0001"}
{"refund_mode":"4","beneficiary_full_name":"test","beneficiary_account":"12344","beneficiary_ifsc":"HDFC0000 001"}
Mandatory parameters
| refund_mode | beneficiary_full_name | beneficiary_account | beneficiary_ifsc | Mode |
|---|---|---|---|---|
| 1 | N | N | N | PayU |
| 2 | Y | Y | N | UPI |
| 3 | Y | Y | Y | IMPS |
| 4 | Y | Y | Y | NEFT |
Modes
| Mode | Channel | Amount Limit | Description |
|---|---|---|---|
| 1 | PayU | PayU will internally check for any alternate instant refund channel available. If not present, it will be processed through a normal channel. | |
| 2 | UPI | <= 1,00,00 | PayU will push funds on the shared VPA |
| 3 | IMPS | <= 2,00,000 | PayU will push funds through IMPS into the account number shared |
| 4 | NEFT | >= 2,00,000 | PayU will push funds through NEFT into the account number shared. |
Note:
Priority order followed by PayU if the mode 1 is passed: Instant Refund Through PG > Instant Refund Through UPI > Instant Refund Through IMPS > Instant Refund Through NEFT > Normal PG Refunds.
Sample request
{"5XAPG8":{"subvention_refund_status":0,"msg":"Please initiate or get
processed the original refund of this
transaction."},"73gAMf":{"subvention_refund_status":0,"msg":"Please
initiate or get processed the original refund of
this transaction."},"mihpayid":"999000000001122"}
Sample response
Success response
{ "status": 1, "msg": "Refund Request Queued", "request_id": "6582898821", "bank_ref_num": null, "mihpayid": 7043873219, "error_code": 102 }