Step 04 — Update: Business Details

Central KYC verification using data from the CKYC registry (CERSAI). The method depends on entity type.

Prerequisite Steps

Step 02 (PAN + Entity) — PAN must be submitted and entity type set

Entity Applicability

All entities — but the method differs:

Branching Logic

IF entity_type IN (Individual, Sole Proprietorship):

1. Call "Send CKYC OTP" (Sub-request A) — consent: true + mobile required
2. Merchant receives OTP on mobile
3. Call "Verify CKYC OTP" (Sub-request B) — with the OTPELSE (Partnership, Pvt Ltd, Public Limited, LLP, Trust, Society, One Person Company, etc.):
   a. Call "Fetch CKYC Data" (Sub-request C) — consent: true, fetches directly via PAN

CKYC Response Data (on success)- Name- Date of Birth / Date of Incorporation- Address (city, state, pincode)- Masked mobile number

Downstream Impact