Central KYC verification using data from the CKYC registry (CERSAI). The method depends on entity type.
Prerequisite
Steps- Step 02 (PAN + Entity) — PAN must be submitted and entity type set
Entity ApplicabilityAll entities — but the method differs:
Branching Logic
If entity_type IN (Individual, Sole Proprietorship):
- Call "Send CKYC OTP" (Sub-request A) — consent: true + mobile required
- Merchant receives OTP on mobile
- Call "Verify CKYC OTP" (Sub-request B) — with the OTPELSE (Partnership, Pvt Ltd, Public Limited, LLP, Trust, Society, One Person Company, etc.):
a. Call "Fetch CKYC Data" (Sub-request C) — consent: true, fetches directly via PAN`
CKYC Response Data (on success)
- Name- Date of Birth / Date of Incorporation- Address (city, state, pincode)- Masked mobile number
Downstream Impact
| CKYC Outcome | Entity Type | DigiLocker (Step 09) |
|-------------|-------------|---------------------|| Succeeded | Individual / Sole Prop | Optional (can skip) || Succeeded | All others | Required |
| Skipped | Individual / Sole Prop | Required || Skipped | All others | Required |