Buy Now Pay Later (BNPL) allows your customers to spread their payments over a relatively short period instead of paying upfront. You can collect payments from customers with BNPL using the Merchant Hosted Checkout integration.
You can collect payments from customers in EMI using the Merchant Hosted integration. You need to ensure that BNPL for the pg parameter and BNPL code based on the provider and tenure for the bankcode parameter is posted.
Postman Collection
Accelerate your integration workflow with our Postman collection for PayU Hosted Checkout. Click the Download Postman Collection button below to download and get started.
Environment
| Test Environment | https://test.payu.in/_payment> |
| Production Environment | https://secure.payu.in/_payment> |
Sample Request
curl -X POST "https://test.payu.in/_payment" \
-H "accept: application/json" \
-H "Content-Type: application/x-www-form-urlencoded" \
-d '{
"key":"J****g",
"txnid":"5jJ9xYceXX1ydT",
"amount":"1000.00",
"firstname":"Ashish",
"email":"[email protected]",
"phone":"9876543210",
"productinfo":"iPhone",
"pg":"BNPL",
"bankcode":"LAZYPAY",
"surl":"https://apiplayground-response.herokuapp.com/",
"furl":"https://apiplayground-response.herokuapp.com/",
"hash":"6840ba0d1a14554f7ee5d20966dfbac6b221718e72dd823f05b6da01420286315b4956c28325898b66520b111604020ea2c547608606674766eb7e4164dc0baa"
}'Sample Response
Array
(
[mihpayid] => 403993715523409521
[mode] => BNPL
[status] => success
[unmappedstatus] => captured
[key] => J****g
[txnid] => 5jJ9xYceXX1ydT
[amount] => 1000.00
[discount] => 0.00
[net_amount_debit] => 1000
[addedon] => 2021-07-02 15:03:50
[productinfo] => iPhone
[firstname] => PayU User
[lastname] =>
[address1] =>
)
Request parameters
ReferenceFor the character limit of each parameter and detailed description, refer to Additional Info for Payment APIs.
Values to be used in Test environment
- To use your mobile number for testing with Lazypay as bankcode, contact PayU Support to whitelist your mobile number.
- Use the following values with HDFC as BNPL provider:
- Card number: 4234567890056334
- Phone number: 9123412345
- OTP: 123456
- For the complete test credentials, refer to Test Cards.
- Use the following values with HDFC as BNPL provider:
Error handlingIf any error message is displayed with an error code, refer to the Error Codes section to understand the reason for these error codes.